381 Ridge Rd, Ward, CO 80481 Property Records

Boulder County property record for 381 Ridge Rd, Ward, CO 80481

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,942 sqft · built 1994
Lot Size	1.6 acres (69,943 sqft)
Owner	2 Individual Names on Record
Last Sale	$628,000 (Oct 2020)
Tax Bill	$4,113 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Jun 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1321-27-0-09-001`

Property Details

APN / Parcel Number

Primary APN	`1321-27-0-09-001`
Alternative APNs	`R0030179` `0030179`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,942 sqft Living Area
Gross Area	2,550 sqft
1st Floor Area	1,544 sqft
Upper Floors Area	398 sqft
Basement Area	608 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2003
Architectural Style	A-Frame
Exterior Material	Wood Shingle
Construction Type	Frame
Lot Area	69,943 sqft
Deck Area	520 sqft
Shed	1 Shed
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	R0030179
Street Address	381 RIDGE RD
City	WARD
State	CO
Zip	80481-9519
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	F
Legal Description	LOT 139C BAR K RANCH 3 REPLAT C
Legal Range	72
Legal Township	2N
Legal Section	27
Legal Subdivision	BAR K RANCH 3RD FLG REPLAT C - JA
Legal Block	1
Legal Lot Number	139C
Jurisdiction	BOULDER CO
Township / Civil Division	BALD MOUNTAIN
Census Block Group	1
Census Block	1008
Census Tract	13703

Owner

Source: Boulder County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	381 RIDGE RD, WARD, CO 80481-9519
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 1, 2020	Deed of Trust, Mortgage · Line of Credit ZB NA
Mar 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2020 · Amount on Record
Deed Sale	Oct 2, 2020 · Amount on Record
Prior Sale	Jul 1, 2011 · Amount on Record
Deed Document Number	20203820657
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	381 RIDGE RD, WARD, CO 80481-9519
Transaction Type	Mortgage
Record Updated	Jul 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	381 RIDGE RD, WARD, CO 80481-9519

Mortgage

Document Number	0003943726
Date	Feb 7, 2022
Instrument	3943726

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	381 RIDGE RD, WARD, CO 80481-9519
Transaction Type	Mortgage
Record Updated	Jul 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003787629
Date	Jun 1, 2020
Instrument	3787629

Lender

Name	ZB NA
Type	Bank
Address	BOULDER, CO 80302

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	381 RIDGE RD, WARD, CO 80481-9519
Document Number	0003771010
Instrument Date	Mar 5, 2020
Transaction Type	Mortgage
Record Updated	Mar 24, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	381 RIDGE RD WARD CO 804819519, WARD, CO 80481-9519

Mortgage

Document Number	0003771010
Date	Mar 10, 2020
Instrument	3771010

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 9, 2050

Tax Assessment & Valuation

Source: Boulder County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Boulder County
Unified School District	Boulder Valley School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$42,057 (-2.08%) Land $421 Building $41,636	$687,200 (-) Land $74,900 Building $612,300
2025	$4,113.00 (+13.34%)	$42,951 (-5.58%) Land $4,681 Building $38,270	$687,200 (+1.22%) Land $74,900 Building $612,300
2023	$3,629.00 (+2.37%)	$45,487 (+19.76%) Land $5,394 Building $40,093	$678,900 (+24.23%) Land $80,500 Building $598,400
2022	$3,545.00	$37,981 Land $3,767 Building $34,214	$546,484 Land $54,200 Building $492,284

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	5 (2013)
Most Recent Claim	Sep 2013 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Sep 2013 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 93% of the US · above 97.1% of Colorado
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Nedernet Fixed Wireless	100 / 100

Cell Coverage

No cell data coverage reported

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