317 Ridge Rd, Ward, CO 80481 Property Records

Boulder County property record for 317 Ridge Rd, Ward, CO 80481

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,793 sqft · built 2004
Lot Size	0.832 acres (36,258 sqft)
Owner	2 Individual Names on Record
Last Sale	$870,000 (Oct 2023)
Tax Bill	$5,041 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1321-27-0-05-003`

Property Details

APN / Parcel Number

Primary APN	`1321-27-0-05-003`
Alternative APNs	`R0030178` `0030178`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,793 sqft Living Area
Gross Area	3,217 sqft
1st Floor Area	1,316 sqft
Upper Floors Area	585 sqft
Basement Area	1,316 sqft
Finished Basement	892 sqft
Unfinished Basement	424 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2010
Architectural Style	A-Frame
Exterior Material	Wood Shake/Shingle
Construction Type	Frame
Roof Material	Asphalt
Lot Area	36,258 sqft (0.832 acres)
Garage Type	Detached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	224 sqft
Deck Area	316 sqft

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	R0030178
Street Address	317 RIDGE RD
City	WARD
State	CO
Zip	80481-9519
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	F
Legal Description	LOT 138 BAR K RANCH 3
Legal Range	72
Legal Township	2N
Legal Section	22
Legal Subdivision	BAR K RANCH 3 - MT
Legal Block	1
Legal Lot Number	138
Jurisdiction	BOULDER CO
Township / Civil Division	BALD MOUNTAIN
Census Block Group	1
Census Block	1008
Census Tract	13703

Owner

Source: Boulder County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	317 RIDGE RD, WARD, CO 80481-9519
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2023	Special Warranty Deed, Transfer · Conventional Mortgage GROUP MORTGAGE LLC
Jan 13, 2021	Personal Representative Deed, Transfer · Conventional Mortgage PLANET HOME LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2023 · Amount on Record
Deed Sale	Oct 23, 2023 · Amount on Record
Prior Sale	Jan 13, 2021 · Amount on Record
Deed Document Number	20234025789
Prior Transfer Date	Oct 22, 2008
Prior Transfer Doc	0002972583
Record Updated	Oct 29, 2026

October 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BOULDER CO
Recording Date	Oct 23, 2023
Property Address	317 RIDGE RD, WARD, CO 80481-9519
Document Number	0004025789
Instrument Date	Oct 18, 2023
Instrument	4025789
Transaction Type	Transfer
Record Updated	Nov 14, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$87.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	317 RIDGE RD, WARD, CO 80481-9519

Mortgage

Document Number	0004025790
Date	Oct 23, 2023
Instrument	4025790

Lender

Name	GROUP MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

January 2021: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	BOULDER CO
Recording Date	Jan 13, 2021
Property Address	317 RIDGE RD, WARD, CO 80481-9519
Document Number	0003850129
Instrument Date	Jan 7, 2021
Instrument	3850129
Transaction Type	Transfer
Record Updated	Mar 31, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$76.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 RIDGE RD, WARD, CO 80481-9519

Mortgage

Document Number	0003850130
Date	Jan 13, 2021
Instrument	3850130

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Boulder County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Boulder County
Unified School District	Boulder Valley School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$52,523 (-0.24%) Building $52,523	$842,400 (-) Land $55,600 Building $786,800
2025	$5,041.00 (+12%)	$52,650 (-3.63%) Land $3,475 Building $49,175	$842,400 (+3.31%) Land $55,600 Building $786,800
2024	$4,501.00 (+1.76%)
2023	$4,423.00 (+20.09%)	$54,632 (+38.44%) Land $4,027 Building $50,605	$815,400 (+43.61%) Land $60,100 Building $755,300
2022	$3,683.00	$39,462 Land $2,690 Building $36,772	$567,800 Land $38,700 Building $529,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	5 (2013)
Most Recent Claim	Sep 2013 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Sep 2013 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 93% of the US · above 97.1% of Colorado
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Nedernet Fixed Wireless	100 / 100

Cell Coverage

No cell data coverage reported

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