411 Nancy Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 411 Nancy Dr, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	7 ba · 1,836 sqft · built 1986
Lot Size	0.28 acres (12,197 sqft)
Owner	Company Name on Record
Last Sale	$700,000 (Jun 2026)
Tax Bill	$5,363 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Oct 2017 Transfer
APN	`04-31-0-217-032`

Property Details

APN / Parcel Number

Primary APN	`04-31-0-217-032`

Interior

Full Baths	7 Baths
Stories	2 Stories
Building Area	1,836 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1995
Exterior Material	Combination
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	12,197 sqft (0.28 acres)
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	411 NANCY DR
City	O FALLON
State	IL
Zip	62269-3421
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEST END TERRACE LOT/SEC-11 A02554341
Legal Subdivision	WEST END TERRACE
Legal Block	217
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	3
Census Block	3032
Census Tract	504354

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1248 WHEATLEY ST, PORT CHARLOTTE, FL 33953-2281
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2026	Trustee's Deed, Transfer · Commercial Mortgage CARROLLTON BANK
Oct 6, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2026 · Amount on Record
Deed Sale	Jun 10, 2026 · Amount on Record
Prior Sale	Mar 12, 2012 · Amount on Record
Deed Document Number	20262886069
Prior Transfer Date	May 28, 2026
Prior Transfer Doc	0002886069
Record Updated	Oct 29, 2026

June 2026: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jun 10, 2026
Property Address	411 NANCY DR, O FALLON, IL 62269-3421
Document Number	0002886069
Instrument Date	May 28, 2026
Instrument	20262886069
Transaction Type	Transfer
Record Updated	Jun 25, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$106,050.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1248 WHEATLEY ST, PORT CHARLOTTE, FL 33953-2281

Mortgage

Date	Jun 10, 2026

Lender

Name	CARROLLTON BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CLAIR IL
Recording Date	Oct 6, 2017
Property Address	411 NANCY DR, O FALLON, IL 62269-3421
Document Number	00A2554341
Instrument Date	Sep 29, 2017
Instrument	2554341
Transaction Type	Transfer
Record Updated	Dec 4, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3248 CLOVER LEAF SCHOOL RD BELLEVILLE IL 622237724, BELLEVILLE, IL 62223-7724

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,363.00 (+8.41%)	$74,402 (+9.62%) Land $10,729 Building $63,673	$223,206 (+9.62%) Land $32,187 Building $191,019
2024	$4,947.00	$67,872 (+22.55%) Land $9,787 Building $58,085	$203,616 (+22.55%) Land $29,361 Building $174,255
2022		$55,382 Land $7,986 Building $47,396	$166,146 Land $23,958 Building $142,188

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	4 (1979–2013)
Claims Outside the SFHA	3 of 4
Most Recent Claim	May 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: ClearWave, Wisper ISP.

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