Lincoln County property record for 403 N 3rd St, Elsberry, MO 63343
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,016 sqft · built 1920 |
| Lot Size | 0.272 acres (11,848 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $934 (2025) |
| Deeds & Mortgages | Aug 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-50-21-004-014-007.000 |
| Primary APN | 02-50-21-004-014-007.000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,016 sqft Living Area |
| Attic | Attic |
| Attic Area | 333 sqft |
| Basement Area | 950 sqft |
| Unfinished Basement | 950 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,848 sqft (0.272 acres) |
| Lot Dimensions | 115 ft deep x 103 ft wide |
| Total Buildings | 2 Buildings |
| Street Address | 403 N 3RD ST |
|---|---|
| City | ELSBERRY |
| State | MO |
| Zip | 63343-1310 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 29 & S1/2 LOT 30, BLOCK 6, A. BROWNS ADDN (103 X 115) |
| Legal Range | 02E |
| Legal Township | 51N |
| Legal Section | 17 |
| Legal Subdivision | BROWNS ADDN |
| Legal Block | 6 |
| Legal Lot Number | 29-30 |
| Jurisdiction | LINCOLN MO |
| Township / Civil Division | HURRICANE |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 810100 |
Source: Lincoln County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 927 PAGE BRANCH RD, ELSBERRY, MO 63343-3411 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 403 N 3RD ST, ELSBERRY, MO 63343-1310 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2025 |
| Name | Verified Name |
|---|---|
| Address | 927 PAGE BRANCH RD, ELSBERRY, MO 63343-3411 |
| Document Number | 002513/358 |
|---|---|
| Date | Aug 27, 2025 |
| Book Page | 2513/358 |
| Instrument | 2025006891 |
| Name | PEOPLES BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | TROY, MO 63379 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Lincoln County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Lincoln County |
| Municipality | Elsberry City |
| Unified School District | Elsberry R-II School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $15,219 (-) Land $1,246 Building $13,973 | ||
| 2025 | $934.00 (+8.73%) | $15,219 (+9.28%) Land $1,246 Building $13,973 | $80,100 (+9.28%) Land $6,560 Building $73,540 |
| 2023 | $859.00 (+7.91%) | $13,927 Land $891 Building $13,036 | $73,300 Land $4,690 Building $68,610 |
| 2022 | $796.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 32 (1982–2025) |
| Claims Outside the SFHA | 4 of 32 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELSBERRY PWS serves 2,076 people · EPA ID MO6010250 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Rise Broadband Fiber | 1,000 / 200 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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