407 N 3rd St, Elsberry, MO 63343 Property Records

Lincoln County property record for 407 N 3rd St, Elsberry, MO 63343

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 816 sqft · built 1940
Lot Size0.1 acres (4,356 sqft)
OwnerIndividual Name on Record
Tax Bill$471 (2025)
Flood ZoneZone X (minimal risk)
APN02-50-21-004-014-005.000

Property Details

APN / Parcel Number

Primary APN02-50-21-004-014-005.000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area816 sqft Living Area
Basement Area816 sqft
Unfinished Basement816 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleOther
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area4,356 sqft (0.1 acres)

Location & Zoning

Street Address407 N 3RD ST
CityELSBERRY
StateMO
Zip63343-1310
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS 1/2 LOT 31, LBOCK 6, A. BROWNS ADDN. 3RD ST. PLAT 1/77
Legal Range02E
Legal Township51N
Legal Section17
Legal SubdivisionBROWNS ADDN
Legal Lot Number31
JurisdictionLINCOLN MO
Township / Civil DivisionHURRICANE
Census Block Group3
Census Block3009
Census Tract810100

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address46 GREEN PINES CIR, SAINT PETERS, MO 63376-1998
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 31, 2008
Deed SaleMar 31, 2008
Deed Document Number20083251
Deed Book / Page2012 / 794
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyLincoln County
MunicipalityElsberry City
Unified School DistrictElsberry R-II School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,674 (-) Land $460 Building $7,214
2025$471.00 (+6.56%)$7,674 (+7.07%) Land $460 Building $7,214$40,390 (+7.08%) Land $2,420 Building $37,970
2023$442.00 (+6.51%)$7,167 Land $329 Building $6,838$37,720 Land $1,730 Building $35,990
2022$415.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Nearby Flood Policies13 in force
Nearby Flood Claims32 (1982–2025)
Claims Outside the SFHA4 of 32
Most Recent ClaimJul 2025 · rainfall accumulation
Claims by Event
  • Severe Storms, Tornadoes And Flooding, May 2002 · 2 claims
  • Severe Storms & Flooding, Sep 1993 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELSBERRY PWS
serves 2,076 people · EPA ID MO6010250
Water SourceGroundwater
Last State InspectionDec 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · May 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000
Rise Broadband
Fiber
1,000 / 200
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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