309 N 3rd St, Elsberry, MO 63343 Property Records

Lincoln County property record for 309 N 3rd St, Elsberry, MO 63343

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 896 sqft · built 1930
Lot Size0.132 acres (5,750 sqft)
Owner2 Individual Names on File
Tax Bill$454 (2025)
Deeds & MortgagesApr 2021 Sale
Flood ZoneZone X (minimal risk)
APN02-50-21-004-015-001.000

Property Details

APN / Parcel Number

Primary APN02-50-21-004-015-001.000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area896 sqft Living Area
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,750 sqft (0.132 acres)

Location & Zoning

Street Address309 N 3RD ST
CityELSBERRY
StateMO
Zip63343-1320
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 140, BLK 15, ADDN #1 TOWN OF ELSBERRY, 3RD ST. PLAT LPB/3A
Legal Range02E
Legal Township51N
Legal Section17
Legal SubdivisionTOWN OF ELSBERRY
Legal Block15
Legal Lot Number140
JurisdictionLINCOLN MO
Township / Civil DivisionHURRICANE
Census Block Group3
Census Block3017
Census Tract810100

Owner

309 N 3rd St is owned by two individuals who acquired it in April 2021.

Source: Lincoln County records, as of September 21, 2026

Owner of Record2 Individual Names on File
Mailing Address14 CAMP CREEK DR, FORISTELL, MO 63348-2678
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 20, 2021
Deed SaleApr 20, 2021
Prior SaleJan 29, 2013
Deed Document Number20215427
Deed Book / Page2462 / 917
Transfer Doc01963/0075
Record UpdatedOct 29, 2026

April 2021: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionLINCOLN MO
Recording DateApr 20, 2021
Property Address309 N 3RD ST, ELSBERRY, MO 63343-1320
Document Number2462/917
Book / Page2462 / 917
Instrument DateApr 15, 2021
Instrument2021005427
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 31, 2021
Title CompanyNOT AVAILABLE, UST

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3289 HIGHWAY KK, 3289, TROY, MO 63379-5705

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address14 CAMP CREEK DR, FORISTELL, MO 63348-2678

Tax Assessment & Valuation

The 2025 property tax bill for 309 N 3rd St was $454.

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyLincoln County
MunicipalityElsberry City
Unified School DistrictElsberry R-II School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,399 (-9.17%) Land $692 Building $6,707
2025$454.00$8,146 Land $692 Building $7,454$38,940 Land $3,640 Building $35,300
2023$459.00 (+8%)$7,444 Land $433 Building $7,011$39,180 Land $2,280 Building $36,900
2022$425.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 309 N 3rd St in Zone X, an area of minimal flood risk, though there have been 32 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 13 policies
Nearby Flood Policies13 in force
Nearby Flood Claims32 (1982–2025)
Claims Outside the SFHA4 of 32
Most Recent ClaimJul 2025 · rainfall accumulation
Claims by Event
  • Severe Storms, Tornadoes And Flooding, May 2002 · 2 claims
  • Severe Storms & Flooding, Sep 1993 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 309 N 3rd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELSBERRY PWS
serves 2,076 people · EPA ID MO6010250
Water SourceGroundwater
Last State InspectionDec 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · May 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000
Rise Broadband
Fiber
1,000 / 200
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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