Lincoln County property record for 308 N 3rd St, Elsberry, MO 63343
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,232 sqft · built 1983 |
| Lot Size | 0.132 acres (5,750 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $911 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Mar 2020 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-50-21-004-016-011.000 |
| Primary APN | 02-50-21-004-016-011.000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,232 sqft Living Area |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,750 sqft (0.132 acres) |
| Garage Area | 312 sqft |
| Parking Spaces | 1 Parking Space |
| Street Address | 308 N 3RD ST |
|---|---|
| City | ELSBERRY |
| State | MO |
| Zip | 63343-1321 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 9, BLOCK 2 R.E. BLACKS 1ST NE ADDN 3RD ST. PLAT LPB/3A |
| Legal Range | 02E |
| Legal Township | 51N |
| Legal Section | 17 |
| Legal Subdivision | R E BLACKS 1ST NE ADDN |
| Legal Block | 2 |
| Legal Lot Number | 9 |
| Jurisdiction | LINCOLN MO |
| Township / Civil Division | HURRICANE |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 810100 |
308 N 3rd St is owned by two individuals who acquired it in March 2020.
Source: Lincoln County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14 CAMP CREEK DR, FORISTELL, MO 63348-2678 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK & TRUST CO |
| Mar 16, 2020 | Special Warranty Deed, Transfer |
| Jul 31, 2019 | Special Warranty Deed, Foreclosure SERVICELINK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 16, 2020 |
| Deed Sale | Mar 16, 2020 |
| Prior Sale | Jul 31, 2019 |
| Deed Document Number | 20202524 |
| Deed Book / Page | 2444 / 522 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 308 N 3RD ST, ELSBERRY, MO 63343-1321 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2462/453 |
|---|---|
| Date | Apr 12, 2021 |
| Book Page | 2462/453 |
| Instrument | 2021004962 |
| Name | PEOPLES BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | TROY, MO 63379 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2036 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN MO |
| Recording Date | Mar 16, 2020 |
| Property Address | 308 N 3RD ST, ELSBERRY, MO 63343-1321 |
| Document Number | 2444/522 |
| Book / Page | 2444 / 522 |
| Instrument Date | Mar 11, 2020 |
| Instrument | 2020002524 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14 CAMP CREEK DR, FORISTELL, MO 63348-2678 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN MO |
| Recording Date | Jul 31, 2019 |
| Property Address | 308 N 3RD ST, ELSBERRY, MO 63343-1321 |
| Document Number | 2436/0547 |
| Book / Page | 2436 / 0547 |
| Instrument Date | Jun 13, 2019 |
| Instrument | 2019006416 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 31, 2021 |
| Title Company | SERVICELINK |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4801 FREDERICA ST, 4801, OWENSBORO, KY 42301-7441 |
| Name | Verified Name |
|---|---|
| Address | 2401 NW 23RD ST STE 1D, 1D, OKLAHOMA CITY, OK 73107-2420 |
| Mail Care Of | INFORMATION SYSTEMS AND NETWORK CORP |
The 2025 property tax bill for 308 N 3rd St was $911.
Source: Lincoln County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Lincoln County |
| Municipality | Elsberry City |
| Unified School District | Elsberry R-II School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $14,841 (-5.65%) Land $692 Building $14,149 | ||
| 2025 | $911.00 | $15,729 Land $692 Building $15,037 | $78,110 Land $3,640 Building $74,470 |
| 2023 | $903.00 (+6.86%) | $14,645 Land $433 Building $14,212 | $77,080 Land $2,280 Building $74,800 |
| 2022 | $845.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 308 N 3rd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 32 (1982–2025) |
| Claims Outside the SFHA | 4 of 32 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 308 N 3rd St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELSBERRY PWS serves 2,076 people · EPA ID MO6010250 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Rise Broadband Fiber | 1,000 / 200 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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