403 Franciscan Way, Oceanside, CA 92057 Property Records

San Diego County property record for 403 Franciscan Way, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,204 sqft · built 2004
Lot Size	0.79 acres (3,422 sqft)
Owner	2 Individual Names on Record
Last Sale	$440,000 (Dec 2015)
Tax Bill	$5,794 (2025)
Deeds & Mortgages	Jun 2017 Line of Credit Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`158-790-29-00`

Property Details

APN / Parcel Number

Primary APN	`158-790-29-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,204 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	3,422 sqft (0.79 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	403 FRANCISCAN WAY
City	OCEANSIDE
State	CA
Zip	92057-6463
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-18-H
Legal Description	LOT 29 TR 014731
Legal Subdivision	MISSION WELLS
Legal Tract	014731
Legal Block	1
Legal Lot Number	29
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1016
Census Tract	18521

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	403 FRANCISCAN WAY, OCEANSIDE, CA 92057-6463
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jun 25, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Mar 1, 2019	Deed of Trust, Mortgage VANTAGE PT TITLE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2015 · Amount on Record
Deed Sale	Dec 16, 2015 · Amount on Record
Prior Sale	Nov 8, 2004 · Amount on Record
Deed Document Number	2015643524
Last Transfer Date	Jun 21, 2021
Transfer Doc	0000463322
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	403 FRANCISCAN WAY, OCEANSIDE, CA 92057-6463
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000254307
Date	Jun 7, 2017
Instrument	2017-0254307

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	May 19, 2027

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 25, 2021
Property Address	403 FRANCISCAN WAY, OCEANSIDE, CA 92057-6463
Document Number	0000463322
Map Reference	MAP 14731
Instrument Date	Jun 21, 2021
Instrument	2021-0463322
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	403 FRANCISCAN WAY, OCEANSIDE, CA 92057-6463

Mortgage

Document Number	0000463323
Date	Jun 25, 2021
Instrument	2021-0463323

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	403 FRANCISCAN WAY, OCEANSIDE, CA 92057-6463
Document Number	0000112593
Instrument Date	Mar 1, 2019
Transaction Type	Mortgage
Record Updated	Apr 9, 2019
Title Company	VANTAGE PT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	403 FRANCISCAN WAY OCEANSIDE CA 920576463, OCEANSIDE, CA 92057-6463

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$531,279 (+2%) Land $287,880 Building $243,399
2025	$5,794.00 (+1.97%) Homeowner's exemption	$520,863 (+4.04%) Land $282,236 Building $238,627
2024	$5,682.00 (+3.2%)
2023	$5,506.00 (+1.57%) Homeowner's exemption	$500,639 Land $271,277 Building $229,362
2022	$5,421.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A99, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: San Diego Broadband, T-Mobile.

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