397 Franciscan Way, Oceanside, CA 92057 Property Records

San Diego County property record for 397 Franciscan Way, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,168 sqft · built 2004
Lot Size	0.77 acres (3,360 sqft)
Owner	2 Individual Names on Record
Last Sale	$960,000 (Feb 2022)
Tax Bill	$11,436 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Dec 2021 Sale & Construction Loan
Flood Zone	Zone X (moderate risk)
APN	`158-790-30-00`

Property Details

APN / Parcel Number

Primary APN	`158-790-30-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,168 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	3,360 sqft (0.77 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	397 FRANCISCAN WAY
City	OCEANSIDE
State	CA
Zip	92057-6464
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-18-H
Legal Description	LOT 30 TR 014731
Legal Subdivision	MISSION WELLS
Legal Tract	014731
Legal Block	1
Legal Lot Number	30
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1016
Census Tract	18521

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	397 FRANCISCAN WAY, OCEANSIDE, CA 92057-6464
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2022	Grant Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Dec 23, 2021	Grant Deed, Transfer · Construction Mortgage ANCHOR LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2022 · Amount on Record
Deed Sale	Feb 23, 2022 · Amount on Record
Prior Sale	Dec 23, 2021 · Amount on Record
Deed Document Number	202282378
Prior Transfer Date	Aug 25, 2009
Prior Transfer Doc	0000483690
Record Updated	Oct 29, 2026

February 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 23, 2022
Property Address	397 FRANCISCAN WAY, OCEANSIDE, CA 92057-6464
Document Number	0000082378
Map Reference	MAP 14731
Instrument Date	Feb 4, 2022
Instrument	2022-0082378
Transaction Type	Transfer
Record Updated	Mar 2, 2022
Title Company	CORINTHIAN TITLE-SD, CORINTHIAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	9805 JAKE LN APT 14409, 14409, SAN DIEGO, CA 92126-3027

Mortgage

Document Number	0000082379
Date	Feb 23, 2022
Instrument	2022-0082379

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

December 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 23, 2021
Property Address	397 FRANCISCAN WAY, OCEANSIDE, CA 92057-6464
Document Number	0000864516
Map Reference	MAP 14731
Instrument Date	Oct 22, 2021
Instrument	2021-0864516
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	CORINTHIAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7480 MIRAMAR RD STE 210, 210, SAN DIEGO, CA 92126-4220
Investor	Possibly a Property Investor

Mortgage

Document Number	0000864517
Date	Dec 23, 2021
Instrument	2021-0864517

Lender

Name	ANCHOR LOANS INC
Type	Mortgage Company
Address	THOUSAND OAKS, CA 91362

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,039,131 (+2%) Land $382,835 Building $656,296
2025	$11,436.00 (+5.18%)	$1,018,757 (+4.04%) Land $375,329 Building $643,428
2023	$10,873.00 (+51.96%)	$979,199 Land $360,755 Building $618,444
2022	$7,155.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A99, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: San Diego Broadband, T-Mobile.

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