415 Franciscan Way, Oceanside, CA 92057 Property Records

San Diego County property record for 415 Franciscan Way, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,204 sqft · built 2004
Lot Size	0.106 acres (4,613 sqft)
Owner	2 Individual Names on Record
Last Sale	$820,000 (Mar 2022)
Tax Bill	$9,776 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Mar 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`158-790-27-00`

Property Details

APN / Parcel Number

Primary APN	`158-790-27-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,204 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	4,613 sqft (0.106 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	415 FRANCISCAN WAY
City	OCEANSIDE
State	CA
Zip	92057-6463
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-18-H
Legal Description	LOT 27 TR 014731
Legal Subdivision	MISSION WELLS
Legal Tract	014731
Legal Block	1
Legal Lot Number	27
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1016
Census Tract	18521

Owner

Source: San Diego County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	415 FRANCISCAN WAY, OCEANSIDE, CA 92057-6463
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2026	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC
Mar 24, 2022	Grant Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Mar 11, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2022 · Amount on Record
Deed Sale	Mar 24, 2022 · Amount on Record
Prior Sale	Nov 10, 2004 · Amount on Record
Deed Document Number	2022130046
Prior Transfer Date	Oct 12, 2018
Prior Transfer Doc	0000085514
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 4, 2026
Property Address	415 FRANCISCAN WAY, OCEANSIDE, CA 92057-6463
Document Number	0000223632
Instrument Date	Jul 23, 2026
Instrument	2026223632
Transaction Type	Mortgage
Record Updated	Aug 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 FRANCISCAN WAY, OCEANSIDE, CA 92057-6463

Mortgage

Document Number	0000223632,
Date	Aug 4, 2026
Instrument	2026223632

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.49%
Max Rate	-1%

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 24, 2022
Property Address	415 FRANCISCAN WAY, OCEANSIDE, CA 92057-6463
Document Number	0000130046
Map Reference	MAP 14731
Instrument Date	Mar 22, 2022
Instrument	2022-0130046
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1150 HIDDEN LAKE DR, PLACERVILLE, CA 95667-8748

Mortgage

Document Number	0000130047
Date	Mar 24, 2022
Instrument	2022-0130047

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 11, 2019
Property Address	415 FRANCISCAN WAY, OCEANSIDE, CA 92057-6463
Document Number	0000085514
Instrument Date	Oct 12, 2018
Instrument	85514
Transaction Type	Transfer
Record Updated	Mar 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	415 FRANCISCAN WAY OCEANSIDE CA 920576463, OCEANSIDE, CA 92057-6463

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$887,592 (+2%) Land $477,263 Building $410,329
2025	$9,776.00 (+8.06%)	$870,189 (+6.9%) Land $467,905 Building $402,284
2023	$9,047.00 (+34.13%)	$814,000 Land $437,000 Building $377,000
2022	$6,745.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A99, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: San Diego Broadband, T-Mobile.

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