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403 E Thomas St, Union Bridge, MD 21791 Property Records

Carroll County property record for 403 E Thomas St, Union Bridge, MD 21791 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms1.5 Baths
Year BuiltBuilt 1987
Square Footage1,160 sqft Total Area
Lot Size10,541 sqft (0.242 acres)
GarageCarport, 480 sqft
OccupancyOwner Occupied
Last Sale$390,000 (2026)
Tax Bill$3,863.00 (2025)

Owner

Source: Carroll County records · APN 12-007337

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address403 E THOMAS ST, UNION BRIDGE, MD 21791-9105
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jun 18, 2026Deed, Transfer · Conventional Mortgage
PROSPERITY HOME MORTGAGE
Oct 30, 2019Grant Deed, Transfer
FARMERS & MERCHANTS NAT'L BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 18, 2026 · Amount on Record
Deed SaleJun 18, 2026 · Amount on Record
Prior SaleOct 30, 2019 · Amount on Record
Deed Book / Page11795 / 396
Record RefreshedSep 20, 2026

June 2026: Deed, Transfer

Document TypeDeed
JurisdictionCARROLL MD
Recording DateJun 18, 2026
Property Address403 E THOMAS ST, UNION BRIDGE, MD 21791-9105
Document Number1179000396
Book / Page11795 / 396
Instrument DateMay 15, 2026
Transaction TypeTransfer
Record UpdatedJun 30, 2026
Title CompanyREGAL TITLE, REALM TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$393,900.00
Amount AccuracyCalculated from Tax (Full/Partial Unknown)
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address403 E THOMAS ST, UNION BRIDGE, MD 21791-9105

Mortgage

Document Number1179000403,
DateJun 18, 2026
Book Page11795/403
Lender
NamePROSPERITY HOME MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate TypeFixed Rate
Rate6.37%
Initial TypeFixed Rate
Max Rate-1%

October 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCARROLL MD
Recording DateOct 30, 2019
Property Address403 E THOMAS ST, UNION BRIDGE, MD 21791-9105
Document Number0094640190
Book / Page009464 / 000190
Instrument DateOct 22, 2019
Transaction TypeTransfer
Record UpdatedNov 14, 2019
Title CompanyLAKESIDE TITLE COMPANY INC, LAKESIDE TITLE CO INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$260.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address403 E THOMAS ST UNION BRIDGE MD 217919105, UNION BRIDGE, MD 21791-9105

Mortgage

Document Number94640198
DateOct 30, 2019
Book Page009464/000198
Lender
NameFARMERS & MERCHANTS NAT'L BK
TypeBank
AddressHAMPSTEAD, MD 21074-2029
Agreement
AmountAmount Recorded
Term360 Months
DueOct 29, 2049

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCarroll County
MunicipalityUnion Bridge Town
Unified School DistrictCarroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$266,400 (+1.37%) Land $73,500 Building $192,900$266,400 (-) Land $73,500 Building $192,900
2025$3,863.00 (+2.14%)$262,800 (+2.82%)$266,400 (+4.23%) Land $73,500 Building $192,900
2023$3,782.00$255,600 Land $73,500 Building $182,100$255,600 Land $73,500 Building $182,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carroll County (24013C), updated March 11, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN12-007337
Alternative APN
  • 007337

Interior

Full Baths1.5 Baths
Partial Baths1 Partial Baths
Building Area1,160 sqft Total Area
Basement Area1,100 sqft Basement
Finished Basement1,100 sqft Finished
Stories1 Stories

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Exterior MaterialSiding Exterior
Roof MaterialComposition Shingle Roof
Lot Area10,541 sqft (0.242 acres)
Parking Spaces2 Parking Spaces
Garage TypeCarport Garage
Garage Area480 sqft Garage
CarportCarport
Carport Area480 sqft Carport

Exterior Amenities

Shed1 Shed
Shed Area256 sqft Shed
Deck Area16 sqft Deck
Porch Area72 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHeat Pump Heating
SewageSewage Connected

Location & Zoning

Account Number007337
Street Address403 E THOMAS ST
CityUNION BRIDGE
StateMD
Zip21791-9105
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLT 4 - 10541 SF 403 E THOMAS ST 5-87 BELLEVUE HEIGHTS #2
Legal SubdivisionBELLEVUE HEIGHTS #2
Legal Lot Number4
JurisdictionCARROLL MD
Minor Civil Division12, UNION BRIDGE
Census Blockgroup1
Census Block1065
Census Tract512000

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