316 E Thomas St, Union Bridge, MD 21791 Property Records

Carroll County property record for 316 E Thomas St, Union Bridge, MD 21791 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	3 Baths
Year Built	Built 1920
Square Footage	2,000 sqft Total Area
Lot Size	7,400 sqft (0.17 acres)
Garage	Attached, 216 sqft
Occupancy	Owner Occupied
Last Sale	$212,000 (2017)
Tax Bill	$3,273.00 (2025)

Owner

Source: Carroll County records · APN 12-003625

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	316 E THOMAS ST, UNION BRIDGE, MD 21791-9121
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 27, 2017 · Amount on Record
Deed Sale	Oct 27, 2017 · Amount on Record
Prior Sale	Sep 27, 2004 · Amount on Record
Deed Doc Number	20178847-0023
Deed Book / Page	8847 / 23
Record Refreshed	Sep 20, 2026

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Oct 27, 2017
Property Address	316 E THOMAS ST, UNION BRIDGE, MD 21791-9121
Document Number	0088470023
Book / Page	8847 / 0023
Map Reference	MB1B PG96
Instrument Date	Oct 20, 2017
Instrument	8847-0023
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	LAKESIDE TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 E THOMAS ST, UNION BRIDGE, MD 21791-9121

Mortgage

Document Number	88470031
Date	Oct 27, 2017
Instrument	8847-0031

Lender

Name	GMH MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2047

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	Union Bridge Town
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$298,600 (+48.93%) Land $70,400 Building $228,200	$298,600 (+48.93%) Land $70,400 Building $228,200
2025	$3,273.00 (+10.31%) Homeowner's exemption
2023	$2,967.00 Homeowner's exemption	$200,500 Land $70,400 Building $130,100	$200,500 Land $70,400 Building $130,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carroll County (24013C), updated March 11, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Union Bridge Historic District listed 1994 · 251 contributing resources · NRIS 94000820

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Property Details

APN / Parcel Number

Primary APN	`12-003625`
Alternative APN	`003625`

Interior

Full Baths	3 Baths
Building Area	2,000 sqft Total Area
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Siding Exterior
Construction Type	Frame Construction
Roof Material	Composition Shingle Roof
Lot Area	7,400 sqft (0.17 acres)
Parking Spaces	1 Parking Spaces
Garage Type	Attached Garage
Garage Area	216 sqft Garage
Porch Area	128 sqft Porch

Utilities and HVAC

Heating Fuel	Electric Heating Fuel
Sewage	Sewage Connected

Location & Zoning

Account Number	003625
Street Address	316 E THOMAS ST
City	UNION BRIDGE
State	MD
Zip	21791-9121
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	PT LT 8 - 7400 SF 316 E THOMAS ST 1B-96 BELLEVUE ADD TO UNION BR
Legal Subdivision	BELLEVUE ADD
Legal Lot Number	8
Jurisdiction	CARROLL MD
Minor Civil Division	12, UNION BRIDGE
Census Blockgroup	1
Census Block	1071
Census Tract	512000