317 E Thomas St, Union Bridge, MD 21791 Property Records

Carroll County property record for 317 E Thomas St, Union Bridge, MD 21791 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2 Baths
Year Built	Built 1900
Square Footage	1,512 sqft Total Area
Lot Size	7,800 sqft (0.179 acres)
Occupancy	Owner Occupied
Last Sale	$300,000 (2025)
Tax Bill	$3,231.00 (2025)

Owner

Source: Carroll County records · APN 12-005903

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	317 E THOMAS ST, UNION BRIDGE, MD 21791-9120
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 28, 2025 · Amount on Record
Deed Sale	Aug 28, 2025 · Amount on Record
Prior Sale	Sep 15, 2022 · Amount on Record
Deed Book / Page	11554 / 446
Transfer Doc	0043710527
Record Refreshed	Sep 20, 2026

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Sep 15, 2022
Property Address	317 E THOMAS ST, UNION BRIDGE, MD 21791-9120
Document Number	0108850315
Book / Page	10885 / 315
Instrument Date	Aug 23, 2022
Transaction Type	Transfer
Record Updated	Oct 05, 2022
Title Company	METROPOLITAN TITLE/IN LLC, METROPOLITAN TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0108850321
Date	Sep 15, 2022
Instrument	10885-0321

Lender

Name	FORBRIGHT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2052

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	Union Bridge Town
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$260,600 (+18.54%) Land $70,800 Building $189,800	$260,600 (-) Land $70,800 Building $189,800
2025	$3,231.00 (+57.92%)	$219,833 (+58.95%)	$260,600 (+88.43%) Land $70,800 Building $189,800
2023	$2,046.00	$138,300 Land $70,800 Building $67,500	$138,300 Land $70,800 Building $67,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carroll County (24013C), updated March 11, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified: October 2026

Historic District	Within the Union Bridge Historic District listed 1994 · 251 contributing resources · NRIS 94000820

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Property Details

APN / Parcel Number

Primary APN	`12-005903`
Alternative APN	`005903`

Interior

Full Baths	2 Baths
Building Area	1,512 sqft Total Area
Basement Area	800 sqft Basement
Stories	2 Stories

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Siding Exterior
Roof Material	Composition Shingle Roof
Lot Area	7,800 sqft (0.179 acres)
Deck Area	36 sqft Deck
Porch Area	190 sqft Porch

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating
Sewage	Sewage Connected

Location & Zoning

Account Number	005903
Street Address	317 E THOMAS ST
City	UNION BRIDGE
State	MD
Zip	21791-9120
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LT 18 - 7800 SQ FT 317 THOMAS ST BLK 2 BELLEVUE ADD
Legal Subdivision	BELLEVUE ADD
Legal Block	2
Legal Lot Number	18
Jurisdiction	CARROLL MD
Minor Civil Division	12, UNION BRIDGE
Census Blockgroup	1
Census Block	1066
Census Tract	512000