309 E Thomas St, Union Bridge, MD 21791 Property Records

Carroll County property record for 309 E Thomas St, Union Bridge, MD 21791 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2 Baths
Year Built	Built 1974
Square Footage	1,128 sqft Total Area
Lot Size	14,400 sqft (0.331 acres)
Garage	Carport, 288 sqft
Occupancy	Owner Occupied
Last Sale	$230,000 (2020)
Tax Bill	$3,428.00 (2025)

Owner

Source: Carroll County records · APN 12-004397

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	309 E THOMAS ST, UNION BRIDGE, MD 21791-9120
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 25, 2020 · Amount on Record
Deed Sale	Aug 25, 2020 · Amount on Record
Prior Sale	Apr 16, 2008 · Amount on Record
Deed Book / Page	9819 / 439
Record Refreshed	Sep 20, 2026

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Aug 25, 2020
Property Address	309 E THOMAS ST, UNION BRIDGE, MD 21791-9120
Document Number	0098190439
Book / Page	9819 / 439
Map Reference	MB 1-B PL 96
Instrument Date	Apr 15, 2020
Transaction Type	Transfer
Record Updated	May 02, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	309 E THOMAS ST, UNION BRIDGE, MD 21791-9120

Mortgage

Document Number	0009819446
Date	Aug 25, 2020
Instrument	9819/446

Lender

Name	GEORGE MASON MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	May 01, 2050

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	Union Bridge Town
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$281,200 (+23.44%) Land $77,300 Building $203,900	$281,200 (+23.44%) Land $77,300 Building $203,900
2025	$3,428.00 (+1.69%) Homeowner's exemption
2023	$3,371.00 Homeowner's exemption	$227,800 Land $77,300 Building $150,500	$227,800 Land $77,300 Building $150,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carroll County (24013C), updated March 11, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified: October 2026

Historic District	Within the Union Bridge Historic District listed 1994 · 251 contributing resources · NRIS 94000820

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Property Details

APN / Parcel Number

Primary APN	`12-004397`
Alternative APN	`004397`

Interior

Full Baths	2 Baths
Building Area	1,128 sqft Total Area
Basement Area	900 sqft Basement
Finished Basement	900 sqft Finished
Stories	1 Stories

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Siding Exterior
Roof Material	Composition Shingle Roof
Lot Area	14,400 sqft (0.331 acres)
Parking Spaces	1 Parking Spaces
Garage Type	Carport Garage
Garage Area	288 sqft Garage
Carport	Carport
Carport Area	288 sqft Carport
Pool Area	400 sqft Pool
Deck Area	176 sqft Deck
Porch Area	160 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating Fuel	Electric Heating Fuel
Sewage	Sewage Connected

Location & Zoning

Account Number	004397
Street Address	309 E THOMAS ST
City	UNION BRIDGE
State	MD
Zip	21791-9120
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LTS 14 & 15 - 14400 309 E THOMAS ST 1B-96 BELLEVUE ADDITION
Legal Subdivision	BELLEVUE ADD
Legal Lot Number	14
Jurisdiction	CARROLL MD
Minor Civil Division	12, UNION BRIDGE
Census Blockgroup	1
Census Block	1066
Census Tract	512000