403 E Prairie St, Plano, IL 60545 Property Records

Kendall County property record for 403 E Prairie St, Plano, IL 60545

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,880 sqft · built 1959
Lot Size	0.221 acres (9,604 sqft)
Owner	Individual Name on Record
Last Sale	$195,000 (May 2021)
Tax Bill	$5,692 (2024)
Deeds & Mortgages	Sep 2023 Mortgage Mar 2024 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-22-256-012`

Property Details

APN / Parcel Number

Primary APN	`01-22-256-012`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,880 sqft Total Area
1st Floor Area	1,400 sqft
Basement Area	1,400 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Exterior Material	Concrete
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,604 sqft (0.221 acres)
Lot Dimensions	120 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	403 E PRAIRIE ST
City	PLANO
State	IL
Zip	60545-1255
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 54 ROCK CREEK ADDN UNIT 3 CITY OF PLANO
Legal Subdivision	ROCK CREEK ADDN
Legal Lot Number	54
Jurisdiction	KENDALL IL
Township / Civil Division	LITTLE ROCK
Census Block Group	1
Census Block	1022
Census Tract	890502

Owner

Source: Kendall County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	403 E PRAIRIE ST, PLANO, IL 60545-1255
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2023	Deed of Trust, Mortgage · FHA Mortgage DOVENMUEHLE MORTGAGE INC
Mar 15, 2024	Intrafamily Transfer, Transfer
Mar 15, 2024	Intrafamily Transfer, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
May 24, 2021	Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2021 · Amount on Record
Deed Sale	May 24, 2021 · Amount on Record
Deed Document Number	202113188
Last Transfer Date	Mar 15, 2024
Transfer Doc	0000002762
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	403 E PRAIRIE ST, PLANO, IL 60545-1255
Transaction Type	Mortgage
Record Updated	Apr 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 E PRAIRIE ST, PLANO, IL 60545-1255

Mortgage

Document Number	0000010620
Date	Sep 18, 2023
Instrument	202300010620

Lender

Name	DOVENMUEHLE MORTGAGE INC
Type	Mortgage Company
Address	DALLAS, TX 75201

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	333 Months
Due	Jun 1, 2051

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENDALL IL
Recording Date	Mar 15, 2024
Property Address	403 E PRAIRIE ST, PLANO, IL 60545-1255
Document Number	0000002762
Instrument Date	Mar 15, 2024
Instrument	202400002762
Transaction Type	Transfer
Record Updated	Apr 17, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 E PRAIRIE ST, PLANO, IL 60545-1255

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENDALL IL
Recording Date	Mar 15, 2024
Property Address	403 E PRAIRIE ST, PLANO, IL 60545-1255
Document Number	0000002762
Instrument Date	Mar 15, 2024
Instrument	202400002762
Transaction Type	Transfer
Record Updated	Apr 25, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 E PRAIRIE ST, PLANO, IL 60545-1255

Mortgage

Document Number	0000003571
Date	Mar 15, 2024
Instrument	202400003571

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	327 Months
Due	Jun 1, 2051

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	KENDALL IL
Recording Date	May 24, 2021
Property Address	403 E PRAIRIE ST, PLANO, IL 60545-1255
Document Number	0000013188
Instrument Date	May 6, 2021
Instrument	202100013188
Transaction Type	Transfer
Record Updated	Apr 25, 2024
Title Company	HEARTLAND TITLE COMPANY, WHEATLAND TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$195.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	595 BRIARWOOD DR, BURR RIDGE, IL 60527-6275

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	403 E PRAIRIE ST, PLANO, IL 60545-1255

Mortgage

Document Number	0000013189
Date	May 24, 2021
Instrument	202100013189

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.99%

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Little Rock Township
Municipality	Plano City
Unified School District	Plano Community Unit School District 88 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$93,676 (+53.52%) Land $10,918 Building $82,758	$281,028 (+53.52%) Land $32,754 Building $248,274
2024	$5,692.00
2022		$61,017 Land $7,610 Building $53,407	$183,051 Land $22,830 Building $160,221

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLANO serves 12,600 people · EPA ID IL0930200
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	12 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Watch TV.

Nearby Properties on E Prairie St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures