405 E Prairie St, Plano, IL 60545 Property Records

Kendall County property record for 405 E Prairie St, Plano, IL 60545

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,400 sqft · built 1959
Lot Size	0.441 acres (19,213 sqft)
Owner	2 Individual Names on File
Last Sale	$150,000 (Apr 2019)
Tax Bill	$5,309 (2024)
Deeds & Mortgages	Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-22-256-013`

Property Details

APN / Parcel Number

Primary APN	`01-22-256-013`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,400 sqft Living Area
Gross Area	3,480 sqft
1st Floor Area	1,400 sqft
Basement Area	1,400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Exterior Material	Concrete
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	19,213 sqft (0.441 acres)
Lot Dimensions	120 ft deep x 160 ft wide
Garage Type	Attached
Garage Area	680 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	405 E PRAIRIE ST
City	PLANO
State	IL
Zip	60545-1255
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LTS 55 & 56 ROCK CREEK ADDN UNIT 3 CITY OF PLANO
Legal Subdivision	ROCK CREEK ADDN
Legal Lot Number	55,56
Jurisdiction	KENDALL IL
Township / Civil Division	LITTLE ROCK
Census Block Group	1
Census Block	1022
Census Tract	890502

Owner

Source: Kendall County records · APN 01-22-256-013

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	405 E PRAIRIE ST, PLANO, IL 60545-1255
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 02, 2019 · Amount on Record
Deed Sale	Apr 02, 2019 · Amount on Record
Deed Document Number	20193835
Prior Transfer Date	Mar 25, 2013
Prior Transfer Doc	0000007219
Record Updated	Sep 20, 2026

April 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	KENDALL IL
Recording Date	Apr 02, 2019
Property Address	405 E PRAIRIE ST, PLANO, IL 60545-1255
Document Number	0000003835
Instrument Date	Mar 22, 2019
Instrument	201900003835
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 E PRAIRIE ST, PLANO, IL 60545-1255

Mortgage

Document Number	0000003836
Date	Apr 02, 2019
Instrument	201900003836

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 01, 2034

Tax Assessment & Valuation

Source: Kendall County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Little Rock Township
Municipality	Plano City
Unified School District	Plano Community Unit School District 88 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$87,518 (+52.91%) Land $14,639 Building $72,879	$262,554 (+52.91%) Land $43,917 Building $218,637
2024	$5,309.00
2022		$57,236 Land $10,203 Building $47,033	$171,708 Land $30,609 Building $141,099

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 18, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Benton Ridge Telephone Company, T-Mobile USA.

Based on FCC filings for 316 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	PLANO serves 12,600 people
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	12 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.