401 E Prairie St, Plano, IL 60545 Property Records

Kendall County property record for 401 E Prairie St, Plano, IL 60545

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,288 sqft · built 1957
Lot Size	0.22 acres (9,587 sqft)
Owner	2 Individuals on Record
Last Sale	$143,000 (Aug 2014)
Tax Bill	$5,754 (2024)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-22-256-003`

Property Details

APN / Parcel Number

Primary APN	`01-22-256-003`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,288 sqft Living Area
Gross Area	3,192 sqft
1st Floor Area	1,288 sqft
Basement Area	1,288 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Exterior Material	Concrete
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,587 sqft (0.22 acres)
Lot Dimensions	80 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	401 E PRAIRIE ST
City	PLANO
State	IL
Zip	60545-1255
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 1 BLK 3 GREENFIELD 1ST SUB CITY OF PLANO
Legal Subdivision	GREENFIELD 1ST SUB
Legal Block	3
Legal Lot Number	1
Jurisdiction	KENDALL IL
Township / Civil Division	LITTLE ROCK
Census Block Group	1
Census Block	1022
Census Tract	890502

Owner

Source: Kendall County assessment roll, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	401 E PRAIRIE ST, PLANO, IL 60545-1255
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2014 · Amount on Record
Deed Sale	Aug 20, 2014 · Amount on Record
Deed Document Number	201411359
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	401 E PRAIRIE ST, PLANO, IL 60545-1255
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021310
Date	Oct 23, 2020
Instrument	202000021310

Lender

Name	DUPAGE CU
Type	Credit Union
Address	NAPERVILLE, IL 60567

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Little Rock Township
Municipality	Plano City
Unified School District	Plano Community Unit School District 88 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$83,011 (+34.69%) Land $10,250 Building $72,761	$249,033 (+34.69%) Land $30,750 Building $218,283
2024	$5,754.00
2022		$61,629 Land $7,610 Building $54,019	$184,887 Land $22,830 Building $162,057

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLANO serves 12,600 people · EPA ID IL0930200
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	12 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Watch TV.

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