318 E Prairie St, Plano, IL 60545 Property Records

Kendall County property record for 318 E Prairie St, Plano, IL 60545

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,488 sqft · built 1987
Lot Size	0.192 acres (8,382 sqft)
Owner	2 Individual Names on Record
Last Sale	$215,000 (Sep 2022)
Tax Bill	$6,022 (2024)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-22-254-015`

Property Details

APN / Parcel Number

Primary APN	`01-22-254-015`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,488 sqft Living Area
Gross Area	3,636 sqft
1st Floor Area	1,488 sqft
Basement Area	1,488 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Concrete
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,382 sqft (0.192 acres)
Lot Dimensions	120 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	318 E PRAIRIE ST
City	PLANO
State	IL
Zip	60545-1254
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N1/2 LT 7 BLK 101 (EX W 40) & W 20 N 1/2 LT 8 L STEWARDS ADDN CITY OF PLANO
Legal Subdivision	STEWARDS ADDN
Legal Block	101
Legal Lot Number	7,8
Jurisdiction	KENDALL IL
Township / Civil Division	LITTLE ROCK
Census Block Group	1
Census Block	1038
Census Tract	890502

Owner

Source: Kendall County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	318 E PRAIRIE ST, PLANO, IL 60545-1254
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2022 · Amount on Record
Deed Sale	Sep 27, 2022 · Amount on Record
Prior Sale	Dec 1, 1993 · Amount on Record
Deed Document Number	202215886
Record Updated	Sep 20, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Sep 27, 2022
Property Address	318 E PRAIRIE ST, PLANO, IL 60545-1254
Document Number	0000015886
Instrument Date	Aug 18, 2022
Instrument	202200015886
Transaction Type	Transfer
Record Updated	Oct 5, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$215.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	318 E PRAIRIE ST, PLANO, IL 60545-1254

Mortgage

Document Number	0000015887
Date	Sep 27, 2022
Instrument	202200015887

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Little Rock Township
Municipality	Plano City
Unified School District	Plano Community Unit School District 88 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$103,285 (+60.71%) Land $10,918 Building $92,367	$309,855 (+60.71%) Land $32,754 Building $277,101
2024	$6,022.00
2022		$64,269 Land $7,610 Building $56,659	$192,807 Land $22,830 Building $169,977

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLANO serves 12,600 people · EPA ID IL0930200
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	12 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Watch TV.

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