403 Central St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 403 Central St, Saugus, MA 01906 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 1930
Square Footage1,928 sqft Living Area
Lot Size9,370 sqft (0.215 acres)
OccupancyOwner Occupied
Last Sale$168,500 (1993)
Tax Bill$6,757.00 (2025)

Property Details

APN / Parcel Number

Primary APNSAUG M:007-E B:0013 L:0007
Alternative APNs
  • M:007=E B:0013 L:0007
  • 5417000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Building Area1,928 sqft Living Area
Gross Area4,136 sqft Gross Area
1st Floor1,368 sqft 1st Floor
Basement Area1,120 sqft Basement
Unfinished Basement1,120 sqft Unfinished
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleCape Cod Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area9,370 sqft (0.215 acres)
Parking Spaces1 Parking Spaces
Garage TypeBasement Garage

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelOil Heating Fuel

Location & Zoning

Account Number5417000
Street Address403 CENTRAL ST
CitySAUGUS
StateMA
Zip01906-3630
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal SubdivisionPLEASANT HILLS PARK
Legal Block13
Legal Lot Number7
JurisdictionSAUGUS MA
Minor Civil DivisionSAUGUS
Census Blockgroup2
Census Block2005
Census Tract208200

Owner

Source: Essex County and Saugus Town records · APN SAUG M:007-E B:0013 L:0007

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address403 CENTRAL ST, SAUGUS, MA 01906-3630
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 17, 2025Deed of Trust, Mortgage · Line of Credit
EASTERN BANK
Oct 02, 2017Deed of Trust, Mortgage
CROSSCOUNTRY MORTGAGE INC
Apr 22, 2020Deed of Trust, Mortgage · Stand Alone Refinance
DRAPER AND KRAMER MORTGAGE CORP.

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 27, 1993 · Amount on Record
Deed SaleAug 27, 1993 · Amount on Record
Prior SaleNov 26, 1990 · Amount on Record
Deed Book / Page12086 / 119
Record RefreshedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAUGUS MA
Property Address403 CENTRAL ST, SAUGUS, MA 01906-3630
Transaction TypeMortgage
Record UpdatedJan 07, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number043132-468
DateDec 17, 2025
Book Page43132/468
Instrument20251217000020
Lender
NameEASTERN BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAUGUS MA
Property Address403 CENTRAL ST, SAUGUS, MA 01906-3630
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number36221-535
DateOct 02, 2017
Book Page36221/535
Instrument217
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
AmountAmount Recorded
Term360 Months
DueOct 01, 2047

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAUGUS MA
Property Address403 CENTRAL ST, SAUGUS, MA 01906-3630
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number38441-85
DateApr 22, 2020
Book Page38441/85
Instrument20200422000450
Lender
NameDRAPER AND KRAMER MORTGAGE CORP.
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term361 Months
DueMay 01, 2050

Tax Assessment & Valuation

Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionSaugus Town
Unified School DistrictSaugus School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,757.00 (+6.08%)$632,700 (+5.78%) Land $294,900 Building $337,800$674,690
2024$6,370.00 (+1.84%)$598,100 (+7.67%) Land $268,100 Building $330,000
2023$6,255.00$555,500 Land $241,300 Building $314,200

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