405 Central St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 405 Central St, Saugus, MA 01906 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,299 sqft · built 1925
Lot Size	0.132 acres (5,750 sqft)
Owner	2 Individual Names on File
Last Sale	$340,000 (Sep 2004)
Tax Bill	$5,250 (2025)
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:007-E B:0013 L:0006`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:007-E B:0013 L:0006`
Alternative APNs	`M:007=E B:0013 L:0006` `7147034`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,299 sqft Living Area
Gross Area	3,251 sqft
1st Floor Area	999 sqft
Basement Area	999 sqft
Unfinished Basement	999 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,750 sqft (0.132 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	7147034
Street Address	405 CENTRAL ST
City	SAUGUS
State	MA
Zip	01906-3630
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	13
Legal Lot Number	6
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	2
Census Block	2005
Census Tract	208200

Owner

Source: Essex County and Saugus Town records · APN SAUG M:007-E B:0013 L:0006

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	405 CENTRAL ST, SAUGUS, MA 01906-3630
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 30, 2004 · Amount on Record
Deed Sale	Sep 30, 2004 · Amount on Record
Deed Book / Page	23449 / 111
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,250.00 (+6.86%)	$491,600 (+6.57%) Land $283,000 Building $208,600	$565,345
2024	$4,913.00 (+1.47%)	$461,300 (+7.28%) Land $257,200 Building $204,100
2023	$4,842.00	$430,000 Land $231,500 Building $198,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092082002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 1 individual NFIP policies nearby
Nearby Flood Policies	1 in force 1 of 1 on primary residences
Nearby Flood Claims	6 (1979–2010)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Mar 2010, rainfall accumulation, Severe Storms And Flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.