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394 Central St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 394 Central St, Saugus, MA 01906 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 875 sqft · built 1960
Lot Size0.111 acres (4,848 sqft)
Owner2 Individual Names on File
Last Sale$575,000 (Jun 2024)
Tax Bill$5,240 (2025)
Deeds & MortgagesJun 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNSAUG M:007-E B:0015 L:0020

Property Details

APN / Parcel Number

Primary APNSAUG M:007-E B:0015 L:0020
Alternative APNs
  • M:007=E B:0015 L:0020
  • 5998000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories2 Stories
Building Area875 sqft Living Area
Gross Area2,722 sqft
1st Floor Area875 sqft
Basement Area875 sqft
Unfinished Basement875 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleCape Cod
Exterior MaterialStucco
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area4,848 sqft (0.111 acres)
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number5998000
Street Address394 CENTRAL ST
CitySAUGUS
StateMA
Zip01906-2448
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block15
Legal Lot Number20
JurisdictionSAUGUS MA
Township / Civil DivisionSAUGUS
Census Block Group2
Census Block2001
Census Tract208200

Owner

Source: Essex County and Saugus Town records · APN SAUG M:007-E B:0015 L:0020

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address394 CENTRAL ST, SAUGUS, MA 01906-2448
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 21, 2024 · Amount on Record
Deed SaleJun 21, 2024 · Amount on Record
Prior SaleJun 02, 2020 · Amount on Record
Deed Book / Page42179 / 498
Record UpdatedSep 20, 2026

June 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAUGUS MA
Recording DateJun 02, 2020
Property Address394 CENTRAL ST, SAUGUS, MA 01906-2448
Document Number38573-60
Book / Page38573 / 60
Instrument DateMay 19, 2020
Instrument20200602000310
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address394 CENTRAL ST, SAUGUS, MA 01906-2448

Mortgage

Document Number200602000320
DateJun 02, 2020
Instrument200602000320
Lender
NameLEADER BANK NA
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionSaugus Town
Unified School DistrictSaugus School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,240.00 (+6.72%)$490,600 (+6.42%) Land $280,000 Building $210,600$534,660
2024$4,910.00 (+2.1%)$461,000 (+7.94%) Land $254,500 Building $206,500
2023$4,809.00$427,100 Land $229,100 Building $198,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092082002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force
Nearby Flood Claims6 (1979–2010)
Claims Outside the SFHA1 of 6
Most Recent ClaimMar 2010, rainfall accumulation, Severe Storms And Flooding

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 554 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 2,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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