391 Central St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 391 Central St, Saugus, MA 01906 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 2,291 sqft · built 1920
Lot Size	0.238 acres (10,350 sqft)
Owner	2 Individual Names on File
Last Sale	$210,000 (Sep 2001)
Tax Bill	$5,707 (2025)
Deeds & Mortgages	May 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:007-E B:0011 L:0004`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:007-E B:0011 L:0004`
Alternative APNs	`M:007=E B:0011 L:0004` `420032`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,291 sqft Living Area
Gross Area	5,190 sqft
1st Floor Area	2,291 sqft
Basement Area	2,067 sqft
Unfinished Basement	2,067 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,350 sqft (0.238 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	420032
Street Address	391 CENTRAL ST
City	SAUGUS
State	MA
Zip	01906-2446
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	11
Legal Lot Number	4
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	3
Census Block	3023
Census Tract	208200

Owner

Source: Essex County and Saugus Town records · APN SAUG M:007-E B:0011 L:0004

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	391 CENTRAL ST, SAUGUS, MA 01906-2446
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 28, 2001 · Amount on Record
Deed Sale	Sep 28, 2001 · Amount on Record
Prior Sale	Dec 28, 1990 · Amount on Record
Deed Book / Page	17700 / 90
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	391 CENTRAL ST, SAUGUS, MA 01906-2446
Transaction Type	Mortgage
Record Updated	Jun 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040957-115
Date	May 25, 2022
Book Page	40957/115
Instrument	20220525002140

Lender

Name	EAST CAMBRIDGE SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,707.00 (+6.26%)	$534,400 (+5.97%) Land $298,100 Building $236,300	$582,350
2024	$5,371.00 (-0.83%)	$504,300 (+4.84%) Land $271,000 Building $233,300
2023	$5,416.00	$481,000 Land $243,900 Building $237,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.