4027 Michael Dr, Suffolk, VA 23432 Property Records

Suffolk City property record for 4027 Michael Dr, Suffolk, VA 23432

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,383 sqft · built 2017
Lot Size	3.33 acres (145,490 sqft)
Owner	Individual Name on File
Last Sale	$689,900 (Nov 2023)
Tax Bill	$7,770 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Jun 2020 Mortgage + 2 more
APN	`10E*14`

Property Details

APN / Parcel Number

Primary APN	`10E*14`
Alternative APN	`254000924`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	3,383 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	145,490 sqft (3.33 acres)
Garage Type	Mixed
Garage Area	1,416 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	254000924
Street Address	4027 MICHAEL DR
City	SUFFOLK
State	VA
Zip	23432-1436
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL ESTATE
Legal Description	L.14,CIARA ESTATES
Legal Subdivision	CIARA ESTATES
Legal Lot Number	14
Jurisdiction	SUFFOLK CITY VA
Township / Civil Division	SUFFOLK
Census Block Group	2
Census Block	2000
Census Tract	75302

Owner

4027 Michael Dr is owned and occupied by an individual who acquired it in December 2023.

Source: Suffolk City records, as of December 24, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4027 MICHAEL DR, SUFFOLK, VA 23432-1436
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2023	Warranty Deed, Transfer · ARM SOUTHERN TRUST MORTGAGE LLC
Jun 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage TOWNEBANK MORTGAGE
Oct 13, 2017	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage TOWNEBANK MORTGAGE
Mar 2, 2017	Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2023 · Amount on File
Deed Sale	Nov 8, 2023 · Amount on File
Prior Sale	Nov 8, 2023 · Amount on File
Deed Document Number	0230011772
Last Transfer Date	Dec 14, 2023
Transfer Doc	0230013017
Record Updated	Jun 8, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUFFOLK CITY VA
Recording Date	Nov 8, 2023
Property Address	4027 MICHAEL DR, SUFFOLK, VA 23432-1436
Document Number	0230011772
Instrument Date	Nov 7, 2023
Instrument	230011772
Transaction Type	Transfer
Record Updated	Nov 22, 2023
Title Company	NOT AVAILABLE, RW TOWNE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4027 MICHAEL DR, SUFFOLK, VA 23432-1436

Mortgage

Document Number	0230011773
Date	Nov 8, 2023
Instrument	230011773

Lender

Name	SOUTHERN TRUST MORTGAGE LLC

Agreement

Type	ARM
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Type Change Date	Dec 1, 2028
Change Frequency	Annually

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK CITY VA
Property Address	4027 MICHAEL DR, SUFFOLK, VA 23432-1436
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200007857
Date	Jun 22, 2020
Instrument	200007857

Lender

Name	TOWNEBANK MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2035

Interest

Rate Type	Fixed Rate

October 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SUFFOLK CITY VA
Recording Date	Oct 13, 2017
Property Address	4027 MICHAEL DR, SUFFOLK, VA 23432-1436
Document Number	0170011675
Instrument Date	Sep 14, 2017
Instrument	170011675
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 6, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4027 MICHAEL DR, SUFFOLK, VA 23432-1436

Mortgage

Document Number	0170011676
Date	Oct 13, 2017
Instrument	170011676

Lender

Name	TOWNEBANK MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

March 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	SUFFOLK CITY VA
Recording Date	Mar 2, 2017
Property Address	4027 MICHAEL DR, SUFFOLK, VA 23432-1436
Document Number	0170002399
Instrument Date	Feb 17, 2017
Instrument	170002399
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3345 BRIDGE RD STE 924, 924, SUFFOLK, VA 23435-1848

Tax Assessment & Valuation

The 2025 property tax bill for 4027 Michael Dr was $7,770, up 4.6% from the year before.

Source: Suffolk City assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Suffolk City
Unified School District	Suffolk City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$684,200 (+4.06%) Land $115,300 Building $568,900
2025	$7,770.00 (+4.6%)	$684,200 (+4.06%) Land $115,300 Building $568,900	$657,500 Land $115,300 Building $542,200
2024	$7,428.00 (+3.57%)	$657,500 (-0.08%) Land $115,300 Building $542,200
2023	$7,172.00	$658,000 Land $115,300 Building $542,700	$658,000 Land $115,300 Building $542,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 4027 Michael Dr; there have been 6 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	6 (1992–2009)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Nov 2009 · tidal / storm surge
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4027 Michael Dr is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 65% of Virginia
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Michael Dr

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