4029 Michael Dr, Suffolk, VA 23432 Property Records

Suffolk City property record for 4029 Michael Dr, Suffolk, VA 23432

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,696 sqft · built 2017
Lot Size	3.48 acres (151,589 sqft)
Owner	Individual Name on Record
Last Sale	$439,571 (Nov 2017)
Tax Bill	$6,874 (2025)
Deeds & Mortgages	Feb 2021 Refinance Nov 2017 Sale & Mortgage + 1 more
APN	`10E*15`

Property Details

APN / Parcel Number

Primary APN	`10E*15`
Alternative APN	`254000925`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,696 sqft Living Area
Fireplace	Prefabricated

Exterior

Year Built	Built 2017
Exterior Material	Aluminum/Vinyl
Lot Area	151,589 sqft (3.48 acres)
Garage Type	Attached
Garage Area	434 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	254000925
Street Address	4029 MICHAEL DR
City	SUFFOLK
State	VA
Zip	23432-1436
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL ESTATE
Legal Description	L.15,CIARA ESTATES
Legal Subdivision	CIARA ESTATES
Legal Lot Number	15
Jurisdiction	SUFFOLK CITY VA
Township / Civil Division	SUFFOLK
Census Block Group	2
Census Block	2000
Census Tract	75302

Owner

Source: Suffolk City records, as of December 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4029 MICHAEL DR, SUFFOLK, VA 23432-1436
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance DOMINION ENERGY CREDIT UNION
Nov 22, 2017	Warranty Deed, Transfer · Conventional Mortgage DOMINION ENERGY CREDIT UNION
Jun 5, 2017	Special Warranty Deed, Transfer LAND TITLE AND ABSTRACT INC, ADVANCE TITLE & ABSTRACT INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2017 · Amount on Record
Deed Sale	Nov 22, 2017 · Amount on Record
Prior Sale	Jun 5, 2017 · Amount on Record
Deed Document Number	170013367
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK CITY VA
Property Address	4029 MICHAEL DR, SUFFOLK, VA 23432-1436
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	FIRST TITLE & ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210002646
Date	Feb 16, 2021
Instrument	210002646

Lender

Name	DOMINION ENERGY CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2041

Interest

Rate Type	Fixed Rate
Rate	2.63%

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUFFOLK CITY VA
Recording Date	Nov 22, 2017
Property Address	4029 MICHAEL DR, SUFFOLK, VA 23432-1436
Document Number	0170013367
Instrument Date	Nov 21, 2017
Instrument	170013367
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	LAND TITLE AND ABSTRACT INC, ADVANCE TITLE & ABSTRACT INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4029 MICHAEL DR, SUFFOLK, VA 23432-1436

Mortgage

Document Number	0170013368
Date	Nov 22, 2017
Instrument	170013368

Lender

Name	DOMINION ENERGY CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

June 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	SUFFOLK CITY VA
Recording Date	Jun 5, 2017
Property Address	4029 MICHAEL DR, SUFFOLK, VA 23432-1436
Document Number	0170006237
Instrument Date	May 8, 2017
Instrument	170006237
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	LAND TITLE AND ABSTRACT INC, ADVANCE TITLE & ABSTRACT INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5000 PORTSMOUTH BLVD, CHESAPEAKE, VA 23321-1426

Tax Assessment & Valuation

Source: Suffolk City assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Suffolk City
Unified School District	Suffolk City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$600,400 (+3.36%) Land $115,200 Building $485,200
2025	$6,874.00 (+4.03%)	$600,400 (+3.36%) Land $115,200 Building $485,200	$580,900 (+3.62%) Land $115,200 Building $465,700
2024	$6,608.00 (+8.15%)	$580,900 (+3.62%) Land $115,200 Building $465,700
2023	$6,110.00	$560,600 Land $115,200 Building $445,400	$560,600 Land $115,200 Building $445,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	6 (1992–2009)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Nov 2009 · tidal / storm surge
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 65% of Virginia
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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