4023 Michael Dr, Suffolk, VA 23432 Property Records

Suffolk City property record for 4023 Michael Dr, Suffolk, VA 23432

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,226 sqft · built 2015
Lot Size3.22 acres (140,263 sqft)
Owner2 Individual Names on Record
Last Sale$685,000 (Sep 2026)
Tax Bill$6,633 (2025)
Deeds & MortgagesSep 2026 Sale & Mortgage
APN10E*12

Property Details

APN / Parcel Number

Primary APN10E*12
Alternative APN
  • 254000922

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,226 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Exterior MaterialAluminum/Vinyl
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area140,263 sqft (3.22 acres)
Garage TypeMixed
Garage Area996 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Account Number254000922
Street Address4023 MICHAEL DR
CitySUFFOLK
StateVA
Zip23432-1436
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRURAL ESTA
Legal DescriptionL.12,CIARA ESTATES
Legal SubdivisionCIARA ESTATES
JurisdictionSUFFOLK CITY VA
Township / Civil DivisionSUFFOLK
Census Block Group2
Census Block2000
Census Tract75302

Owner

Source: Suffolk City records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address4023 MICHAEL DR, SUFFOLK, VA 23432-1436
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 14, 2026 · Amount on Record
Deed SaleSep 14, 2026 · Amount on Record
Prior SaleNov 20, 2024 · Amount on Record
Deed Document Number202611412
Record UpdatedOct 29, 2026

September 2026: Deed, Transfer

Document TypeDeed
JurisdictionSUFFOLK CITY VA
Recording DateSep 14, 2026
Property Address4023 MICHAEL DR, SUFFOLK, VA 23432-1436
Document Number0000011412
Instrument DateJul 23, 2026
Instrument202611412
Transaction TypeTransfer
Record UpdatedSep 29, 2026
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$69,185.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4023 MICHAEL DR, SUFFOLK, VA 23432-1436

Mortgage

Document Number0000011413,
DateSep 14, 2026
Instrument202611413
Lender
NameTOWNE MORTGAGE COMPANY
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Suffolk City assessment roll, as of December 26, 2025

Property Jurisdictions

TypeName
StateVirginia
MunicipalitySuffolk City
Unified School DistrictSuffolk City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$577,900 (+5.02%) Land $115,300 Building $462,600
2025$6,633.00 (+5.6%)$577,900 (+5.02%) Land $115,300 Building $462,600$550,300 (+3.27%) Land $115,300 Building $435,000
2024$6,281.00 (+8.14%)$550,300 (+3.27%) Land $115,300 Building $435,000
2023$5,808.00$532,900 Land $115,300 Building $417,600$532,900 Land $115,300 Building $417,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims6 (1992–2009)
Claims Outside the SFHA3 of 6
Most Recent ClaimNov 2009 · tidal / storm surge
Claims by Event
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · above 61% of Virginia
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Michael Dr

Nearby Streets

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