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4026 Cobia Dr, Hernando Beach (Spring Hill), FL 34607 Property Records

Hernando County property record for 4026 Cobia Dr, Hernando Beach, FL 34607 · Last verified December 2025

Property Summary

Property TypeVacant Land
Lot Size0.2 acres (8,712 sqft)
OwnerCompany Name on File
Last Sale$80,000 (Jul 2022)
Tax Bill$856 (2025)
Deeds & MortgagesJul 2022 Sale
Aug 2021 Sale
+ 2 more
Flood ZoneZone AE (high risk)
APNR24-223-16-2370-0135-0390

Property Details

APN / Parcel Number

Primary APNR24-223-16-2370-0135-0390
Alternative APNs
  • 00935910
  • 935910

Exterior

Lot Area8,712 sqft (0.2 acres)

Location & Zoning

Account Number00935910
Street Address4026 COBIA DR
CityHERNANDO BEACH
StateFL
Zip34607-3636
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Legal DescriptionHERNANDO BEACH UNIT 13-B BLK 135 LOT 39
Legal Range16E
Legal Township23S
Legal Section24
Legal SubdivisionHERNANDO BEACH UNIT 13-B
Legal Block135
Legal Lot Number39
Legal Unit13
JurisdictionHERNANDO FL
Township / Civil DivisionHERNANDO BEACH
Census Block Group1
Census Block1008
Census Tract41501

Owner

Source: Hernando County records · APN R24-223-16-2370-0135-0390

Assessment roll updated October 31, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address10926 NW 62ND TER, DORAL, FL 33178-2850
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Jul 25, 2022Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Aug 25, 2021Warranty Deed, Transfer
SOUTHEAST TITLE
Apr 17, 2020Warranty Deed, Transfer
SOUTHEAST TITLE/THE SUNCOAST
Jul 23, 2019Loan Modification, Mortgage
MUTUAL/OMAHA BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 25, 2022 · Amount on Record
Deed SaleJul 25, 2022 · Amount on Record
Prior SaleAug 25, 2021 · Amount on Record
Deed Document Number2022056496
Deed Book / Page4200 / 513
Record UpdatedJun 08, 2026

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateJul 25, 2022
Property Address4026 COBIA DR, HERNANDO BEACH, FL 34607-3636
Document Number0042000513
Book / Page4200 / 513
Map ReferenceMB 17 PG 70
Instrument DateJul 07, 2022
Instrument2022056496
Transaction TypeTransfer
Record UpdatedDec 11, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$560.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4279 CARLOS CT, HERNANDO BEACH, FL 34607-3312

Transferred To (Grantee/Buyer)

NameVerified Name
Address10926 NW 62ND TER, DORAL, FL 33178-2850

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateAug 25, 2021
Property Address4026 COBIA DR, HERNANDO BEACH, FL 34607-3636
Document Number0040460151
Book / Page4046 / 151
Map ReferenceMB 17 PG 70-73
Instrument DateAug 20, 2021
Instrument2021064002
Transaction TypeTransfer
Record UpdatedDec 11, 2025
Title CompanySOUTHEAST TITLE

Transaction

AmountAmount Recorded
Tax$385.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3436 SHOAL LINE BLVD, HERNANDO BEACH, FL 34607-3439

Transferred To (Grantee/Buyer)

NameVerified Name
Address807 LIVE OAK DR, BROOKSVILLE, FL 34601-2754

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateApr 17, 2020
Property Address4026 COBIA DR, HERNANDO BEACH, FL 34607-3636
Document Number0038301872
Book / Page003830 / 001872
Instrument DateMar 27, 2020
Instrument24321
Transaction TypeTransfer
Record UpdatedJun 16, 2020
Title CompanySOUTHEAST TITLE/THE SUNCOAST

Transaction

AmountAmount Recorded
Tax$123.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3436 SHOAL LINE BLVD HERNANDO BEACH FL 346073439, HERNANDO BEACH, FL 34607-3439

July 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHERNANDO FL
Property Address4026 COBIA DR, HERNANDO BEACH, FL 34607-3636
Document Number0037411450
Instrument DateJul 23, 2019
Transaction TypeMortgage
Record UpdatedSep 18, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6426 LEGACY CIR #U604 NAPLES FL 341137959, U604, NAPLES, FL 34113-7959

Mortgage

Document Number0037411450
DateAug 20, 2019
Book Page003741/001450
Instrument52161
Lender
NameMUTUAL/OMAHA BK
TypeBank
AddressMARCO ISLAND, FL 34145
Agreement
Term12 Months
DueAug 19, 2020

Tax Assessment & Valuation

Source: Hernando County records · Assessment roll updated October 31, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$856.00 (-9.99%)$60,000 (-4.19%) Land $60,000$60,000 (-4.19%) Land $60,000
2023$62,625 (+26.71%)
2022$951.00$49,425 Land $49,425$62,625 Land $62,625

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120530415011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation12.0 ft
CoastalYes
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 357 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies357 in force
Nearby Flood Claims602 (1983–2024)
Most Recent ClaimOct 2024, rainfall accumulation, Hurricane Milton
Claims By Storm
  • Hurricane Helene, Sep 2024 · 245 claims
  • Hurricane Idalia, Aug 2023 · 46 claims
  • Hurricane Hermine, Sep 2016 · 35 claims

Wildfire

Wildfire RiskModerate
above 60% of the US · above 33% of Florida
Wildfire LikelihoodAbout 1 in 1,087 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 200 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
WOW Internet, Cable & PhoneFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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