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3519 Cobia Dr, Hernando Beach (Spring Hill), FL 34607 Property Records

Hernando County property record for 3519 Cobia Dr, Hernando Beach, FL 34607 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,696 sqft · built 2003
Lot Size0.172 acres (7,500 sqft)
Owner2 Individual Names on File
Last Sale$256,500 (Jul 2014)
Tax Bill$2,337 (2025)
Deeds & MortgagesNov 2022 Transfer
Flood ZoneZone AE (high risk)
APNR24-223-16-2370-0135-0100

Property Details

APN / Parcel Number

Primary APNR24-223-16-2370-0135-0100
Alternative APNs
  • 00935625
  • 935625

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms5 Rooms
Building Area1,696 sqft Living Area
Gross Area3,448 sqft Gross Area
1st Floor Area1,216 sqft 1st Floor
Upper Floors Area448 sqft Upper Floors
Stories3 Stories
FlooringCombination, Other
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2005
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,500 sqft (0.172 acres)
Parking Spaces4 Parking Spaces
Garage TypeAttached
Garage Area1,120 sqft Garage

Exterior Amenities

Pool Area200 sqft Pool
Patio Area200 sqft Patio
PorchOpen Porch
Porch Area664 sqft Porch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number00935625
Street Address3519 COBIA DR
CityHERNANDO BEACH
StateFL
Zip34607-3635
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHERNANDO BEACH UNIT 13-B BLK 135 LOT 10
Legal Range16E
Legal Township23S
Legal Section24
Legal SubdivisionHERNANDO BEACH UNIT 13-B
Legal Block135
Legal Lot Number10
JurisdictionHERNANDO FL
Township / Civil DivisionHERNANDO BEACH
Census Block Group1
Census Block1008
Census Tract41501

Owner

Source: Hernando County records · APN R24-223-16-2370-0135-0100

Assessment roll updated December 8, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3519 COBIA DR, HERNANDO BEACH, FL 34607-3635
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 23, 2014 · Amount on Record
Deed SaleJul 23, 2014 · Amount on Record
Prior SaleAug 05, 2009 · Amount on Record
Deed Document Number201438508
Deed Book / Page3113 / 669
Last Transfer DateOct 20, 2022
Transfer Doc0042400398
Record UpdatedSep 20, 2026

November 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHERNANDO FL
Recording DateNov 14, 2022
Property Address3519 COBIA DR, HERNANDO BEACH, FL 34607-3635
Document Number0042400398
Book / Page4240 / 398
Map ReferenceMB 17 PG 70-73
Instrument DateOct 20, 2022
Instrument2022081789
Transaction TypeTransfer
Record UpdatedDec 15, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3519 COBIA DR, HERNANDO BEACH, FL 34607-3635

Transferred To (Grantee/Buyer)

NameVerified Name
Address3519 COBIA DR, HERNANDO BEACH, FL 34607-3635

Tax Assessment & Valuation

Source: Hernando County records · Assessment roll updated December 8, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,337.00 (+36.43%)$165,503 (+8.61%)$409,933 (+1.55%) Land $72,000 Building $337,933
2023$152,380 (+3%) Land $152,380
2022$1,713.00 Homeowner's exemption$147,942$403,687 Land $74,625 Building $329,062

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation12.0 ft
CoastalYes

Wildfire

Wildfire RiskModerate
above 60% of the US · above 33% of Florida
Wildfire LikelihoodAbout 1 in 1,087 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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