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4018 Cobia Dr, Hernando Beach (Spring Hill), FL 34607 Property Records

Hernando County property record for 4018 Cobia Dr, Hernando Beach, FL 34607 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,984 sqft · built 1999
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on File
Last Sale$335,000 (Mar 2020)
Tax Bill$3,654 (2025)
Deeds & MortgagesJan 2022 Mortgage
Mar 2020 Sale & Mortgage
Flood ZoneZone AE (high risk)
APNR24-223-16-2370-0135-0380

Property Details

APN / Parcel Number

Primary APNR24-223-16-2370-0135-0380
Alternative APNs
  • 00935901
  • 935901

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms5 Rooms
Building Area1,984 sqft Living Area
1st Floor Area1,600 sqft 1st Floor
Upper Floors Area352 sqft Upper Floors
Stories3 Stories
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2006
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,712 sqft (0.2 acres)
Parking Spaces5 Parking Spaces
Garage Area1,374 sqft Garage

Exterior Amenities

Pool Area360 sqft Pool
Deck Area30 sqft Deck
Patio Area216 sqft Patio
PorchPorch
Porch Area792 sqft Porch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number00935901
Street Address4018 COBIA DR
CityHERNANDO BEACH
StateFL
Zip34607-3636
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHERNANDO BEACH UNIT 13-B BLK 135 LOT 38
Legal Range16E
Legal Township23S
Legal Section24
Legal SubdivisionHERNANDO BEACH UNIT 13-B
Legal Block135
Legal Lot Number38
Legal Unit13
JurisdictionHERNANDO FL
Township / Civil DivisionHERNANDO BEACH
Census Block Group1
Census Block1008
Census Tract41501

Owner

Source: Hernando County records · APN R24-223-16-2370-0135-0380

Assessment roll updated October 31, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address4018 COBIA DR, HERNANDO BEACH, FL 34607-3636
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 12, 2022Deed of Trust, Mortgage · FHA Mortgage
NEWREZ LLC
Mar 04, 2020Warranty Deed, Transfer · FHA Mortgage
AMERICAN PORTFOLIO MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 04, 2020 · Amount on Record
Deed SaleMar 04, 2020 · Amount on Record
Prior SaleAug 02, 2006 · Amount on Record
Deed Document Number2020014491
Deed Book / Page3814 / 854
Record UpdatedJun 08, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERNANDO FL
Property Address4018 COBIA DR, HERNANDO BEACH, FL 34607-3636
Transaction TypeMortgage
Record UpdatedFeb 14, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address4018 COBIA DR, HERNANDO BEACH, FL 34607-3636

Mortgage

Document Number0041130145
DateJan 12, 2022
Book Page4113/145
Instrument2022003513
Lender
NameNEWREZ LLC
TypeMortgage Company
AddressTEMPE, AZ 85284
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term338 Months
DueMar 01, 2050

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateMar 04, 2020
Property Address4018 COBIA DR, HERNANDO BEACH, FL 34607-3636
Document Number0038140854
Book / Page3814 / 854
Map ReferenceMB 17 PG 70-73
Instrument DateFeb 25, 2020
Instrument2020014491
Transaction TypeTransfer
Record UpdatedDec 07, 2021
Title CompanySOUTHEAST TTL OF SUNCOAST IN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,345.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address836 OAK ST STE 504, 836, WINSTON SALEM, NC 27101-1416

Transferred To (Grantee/Buyer)

NameVerified Name
Address4018 COBIA DR, HERNANDO BEACH, FL 34607-3636

Mortgage

Document Number38140856
DateMar 04, 2020
Instrument3814/0856
Lender
NameAMERICAN PORTFOLIO MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2050

Tax Assessment & Valuation

Source: Hernando County records · Assessment roll updated October 31, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,654.00 (+0.61%) Additional exemption filed$295,420 (+5.99%)$474,243 (-1.75%) Land $70,500 Building $403,743
2023$278,732 (+3%) Land $278,732
2022$3,632.00 Homeowner's exemption$270,614$482,698 Land $73,125 Building $409,573

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation12.0 ft
CoastalYes

Wildfire

Wildfire RiskModerate
above 60% of the US · above 33% of Florida
Wildfire LikelihoodAbout 1 in 1,087 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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