4000 Cobia Dr, Hernando Beach (Spring Hill), FL 34607 Property Records

Hernando County property record for 4000 Cobia Dr, Hernando Beach, FL 34607 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1998
Square Footage	1,396 sqft Living Area
Lot Size	7,500 sqft (0.172 acres)
Occupancy	Owner Occupied
Last Sale	$23,500 (2015)
Tax Bill	$2,853.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`R24-223-16-2370-0135-0360`
Alternative APNs	`00935885` `935885`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Building Area	1,396 sqft Living Area
Gross Area	2,988 sqft Gross Area
1st Floor	1,396 sqft 1st Floor
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1998
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Wood Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	7,500 sqft (0.172 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	560 sqft Garage

Exterior Amenities

Deck Area	12 sqft Deck
Patio Area	36 sqft Patio
Porch	Enclosed Porch
Porch Area	904 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	00935885
Street Address	4000 COBIA DR
City	HERNANDO BEACH
State	FL
Zip	34607-3636
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HERNANDO BEACH UNIT 13-B BLK 135 LOTS 36 & 37
Legal Range	16E
Legal Township	23S
Legal Section	24
Legal Subdivision	HERNANDO BEACH UNIT 13-B
Legal Block	135
Legal Lot Number	36,37
Jurisdiction	HERNANDO FL
Minor Civil Division	HERNANDO BEACH
Census Blockgroup	1
Census Block	1008
Census Tract	41501

Owner

Source: Hernando County records · APN R24-223-16-2370-0135-0360

Assessment roll updated December 8, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	310 ARDMORE DR, MIDDLETOWN, OH 45042-3513
Occupancy	Owner Occupied
Owner Type	Owner is a Company
Vesting	Owner is a Trust, Family Living Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 28, 2015 · Amount on Record
Deed Sale	Jan 28, 2015 · Amount on Record
Prior Sale	Aug 27, 2001 · Amount on Record
Deed Doc Number	20155015
Deed Book / Page	3164 / 102
Prior Transfer Date	Feb 07, 2011
Prior Transfer Doc	0028120879
Record Refreshed	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Apr 02, 2026
Property Address	4000 COBIA DR, HERNANDO BEACH, FL 34607-3636
Document Number	0000021909
Book / Page	4690 / 985
Instrument Date	Mar 20, 2026
Instrument	2026.21909
Transaction Type	Transfer
Record Updated	Apr 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	310 ARDMORE DR, MIDDLETOWN, OH 45042-3513

Tax Assessment & Valuation

Source: Hernando County records · Assessment roll updated December 8, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,853.00 (+29.27%) Homeowner's exemption Veteran's exemption	$201,306 (+5.99%)	$396,155 (-2.35%) Land $130,500 Building $265,655
2023		$189,935 (+3.59%) Land $189,935
2022	$2,207.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$183,354	$405,696 Land $135,750 Building $269,946

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	12.0 ft
Coastal	Yes

Wildfire

Wildfire Risk	Moderate above 60% of the US · above 33% of Florida
Wildfire Likelihood	About 1 in 1,087 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.