4025 Cedar Bluff Dr, Petoskey, MI 49770 Property Records

Emmet County property record for 4025 Cedar Bluff Dr, Petoskey, MI 49770

Property Summary

Property TypeCondominium
Lot Size0.058 acres (2,564 sqft)
Owner2 Company Names on Record
Last Sale$485,000 (Sep 2015)
Tax Bill$6,982 (2024)
Deeds & MortgagesJan 2020 Mortgage
Jan 2020 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN13-18-10-252-106

Property Details

APN / Parcel Number

Primary APN13-18-10-252-106

Exterior

Architectural StyleCondo/Apartment
Lot Area2,564 sqft

Location & Zoning

Street Address4025 CEDAR BLUFF DR
CityPETOSKEY
StateMI
Zip49770-8697
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRT FF
Legal DescriptionCEDAR BLUFF RESIDENTIAL CONDO, PLAN #281, UNIT 6. SECTION 10, T34N, R6W
Legal Range06W
Legal Township34N
Legal Section10
Legal SubdivisionCEDAR BLUFF RESIDENTIAL CONDOMINIUM
Legal Unit6
JurisdictionEMMET MI
Township / Civil DivisionRESORT
Census Block Group3
Census Block3017
Census Tract970600

Owner

Source: Emmet County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address4025 CEDAR BLUFF DR, PETOSKEY, MI 49770-8697
OccupancyOwner Occupied
Owner TypeCompany
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Jan 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
LAKE MICHIGAN CREDIT UNION
Jan 10, 2020Quit Claim Deed, Transfer
Quitclaim
Jan 10, 2020Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 16, 2015 · Amount on Record
Deed SaleSep 16, 2015 · Amount on Record
Prior SaleDec 3, 2007
Deed Document Number20155132335
Deed Book / Page1179 / 521
Last Transfer DateDec 30, 2019
Transfer Doc1218/329
Record UpdatedOct 29, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEMMET MI
Property Address4025 CEDAR BLUFF DR, PETOSKEY, MI 49770-8697
Transaction TypeMortgage
Record UpdatedJul 13, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address4025 CEDAR BLUFF DR, PETOSKEY, MI 49770-8697

Mortgage

Document Number0000001218/0000000330
DateJan 10, 2020
Book Page0000001218/0000000330
Instrument5171274
Lender
NameLAKE MICHIGAN CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 1, 2035

January 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionEMMET MI
Recording DateJan 10, 2020
Property Address4025 CEDAR BLUFF DR, PETOSKEY, MI 49770-8697
Document Number1218/329
Book / Page1218 / 329
Instrument DateDec 30, 2019
Instrument5171273
Transaction TypeTransfer
Record UpdatedJul 13, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4025 CEDAR BLUFF DR, PETOSKEY, MI 49770-8697

January 2020: Deed, Transfer

Document TypeDeed
JurisdictionEMMET MI
Recording DateJan 10, 2020
Property Address4025 CEDAR BLUFF DR, PETOSKEY, MI 49770-8697
Document Number1218/331
Book / Page1218 / 331
Instrument DateDec 30, 2019
Transaction TypeTransfer
Record UpdatedJul 13, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4025 CEDAR BLUFF DR, PETOSKEY, MI 49770-8697

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyEmmet County
County SubdivisionResort Township
Unified School DistrictPublic Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$311,300 (+10.55%) Land $311,300$622,600 (+10.55%) Land $622,600
2025$281,600 (-12.03%) Land $281,600$563,200 (-12.03%) Land $563,200
2024$6,982.00
2023$320,100 Land $320,100$640,200 Land $640,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PETOSKEY
serves 8,979 people · EPA ID MI0005300
Water SourceGroundwater
Last State InspectionAug 2023
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Truestream
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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