4015 Cedar Bluff Dr, Petoskey, MI 49770 Property Records

Emmet County property record for 4015 Cedar Bluff Dr, Petoskey, MI 49770

Property Summary

Property Type	Condominium
Owner	Individual Name on Record
Tax Bill	$7,269 (2024)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-18-10-252-104`

Property Details

APN / Parcel Number

Primary APN	`13-18-10-252-104`

Exterior

Architectural Style	Condo/Apartment

Location & Zoning

Street Address	4015 CEDAR BLUFF DR
City	PETOSKEY
State	MI
Zip	49770-8697
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RT FF
Legal Description	CEDAR BLUFF RESIDENTIAL CONDO, PLAN #281, UNIT 4. SECTION 10, T34N, R6W
Legal Range	06W
Legal Township	34N
Legal Section	10
Legal Unit	4
Jurisdiction	EMMET MI
Township / Civil Division	RESORT
Census Block Group	3
Census Block	3017
Census Tract	970600

Owner

Source: Emmet County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4015 CEDAR BLUFF DR, PETOSKEY, MI 49770-8697
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 2004
Deed Sale	Aug 23, 2004
Prior Sale	Aug 23, 2004
Deed Book / Page	1055 / 755
Record Updated	Sep 20, 2026

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	EMMET MI
Recording Date	Aug 13, 2020
Property Address	4015 CEDAR BLUFF DR, PETOSKEY, MI 49770-8697
Document Number	1224/3
Book / Page	1224 / 3
Instrument Date	Aug 7, 2020
Instrument	5176949
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4.5 LOCUST LN, LANSING, MI 48911

Mortgage

Document Number	5176950
Date	Aug 13, 2020
Instrument	5176950

Lender

Name	TCF NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
County Subdivision	Resort Township
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$342,000 (+7.31%) Land $342,000	$684,000 (+7.31%) Land $684,000
2024	$7,269.00
2023		$318,700 Land $318,700	$637,400 Land $637,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PETOSKEY serves 8,979 people · EPA ID MI0005300
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Truestream Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20