Emmet County property record for 4045 Cedar Bluff Dr, Petoskey, MI 49770
| Property Type | Condominium |
|---|---|
| Owner | Company Name on Record |
| Tax Bill | $6,421 (2024) |
| Deeds & Mortgages | Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-18-10-252-110 |
| Primary APN | 13-18-10-252-110 |
|---|
| Architectural Style | Condo/Apartment |
|---|
| Street Address | 4045 CEDAR BLUFF DR |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-8697 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | RT FF |
| Legal Description | CEDAR BLUFF RESIDENTIAL CONDO, PLAN #281, UNIT 10. SECTION 10, T34N, R6W |
| Legal Range | 06W |
| Legal Township | 34N |
| Legal Section | 10 |
| Legal Subdivision | CEDAR BLUFF RESIDENTIAL CONDOMINIUM |
| Legal Unit | 10 |
| Jurisdiction | EMMET MI |
| Township / Civil Division | RESORT |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 970600 |
Source: Emmet County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 4045 CEDAR BLUFF DR, PETOSKEY, MI 49770-8697 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 28, 2011 |
| Deed Sale | Jul 28, 2011 |
| Deed Book / Page | 1136 / 595 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 4045 CEDAR BLUFF DR, PETOSKEY, MI 49770-8697 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4045 CEDAR BLUFF DR, PETOSKEY, MI 49770-8697 |
| Document Number | 0000001221/0000000051 |
|---|---|
| Date | Apr 23, 2020 |
| Book Page | 0000001221/0000000051 |
| Instrument | 5173994 |
| Name | TCF NATIONAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Type Change Date | May 1, 2020 |
Source: Emmet County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| County Subdivision | Resort Township |
| Unified School District | Public Schools of Petoskey (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $342,800 (+9.38%) Land $342,800 | $685,600 (+9.38%) Land $685,600 | |
| 2024 | $6,421.00 | ||
| 2023 | $313,400 Land $313,400 | $626,800 Land $626,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Truestream Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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