4021 Stephen Dr, North Highlands, CA 95660 Property Records

Sacramento County property record for 4021 Stephen Dr, North Highlands, CA 95660

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,047 sqft · built 1953
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Tax Bill	$5,414 (2025)
Deeds & Mortgages	Jul 2019 Sale & Mortgage Jul 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`217-0143-022-0000`

Property Details

APN / Parcel Number

Primary APN	`217-0143-022-0000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,047 sqft Living Area
1st Floor Area	1,047 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	L-Shape
Exterior Material	Block
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Garage Area	236 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4021 STEPHEN DR
City	NORTH HIGHLANDS
State	CA
Zip	95660-4568
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	HIGHLAND TERRACE 01, LOT 771
Legal Subdivision	HIGHLAND TERRACE 01
Legal Lot Number	771
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2024
Census Tract	7403

Owner

4021 Stephen Dr is owned and occupied by an individual who acquired it in July 2019.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	Individual Name on File
Mailing Address	4021 STEPHEN DR, NORTH HIGHLANDS, CA 95660-4568
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2019	Grant Deed, Transfer · FHA Mortgage CHERRY CREEK MTG
Jul 29, 2019	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2019
Deed Sale	Jul 29, 2019
Prior Sale	Jul 29, 2019 · Amount on File
Deed Book / Page	20190729 / 1353
Prior Transfer Date	Jul 26, 2019
Prior Transfer Doc	7290000001353
Record Updated	Oct 29, 2026

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 29, 2019
Property Address	4021 STEPHEN DR, NORTH HIGHLANDS, CA 95660-4568
Document Number	1907291352
Instrument Date	Jul 27, 2019
Instrument	1907291352
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$157.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	4021 STEPHEN DR NORTH HIGHLANDS CA 956604568, NORTH HIGHLANDS, CA 95660-4568

Mortgage

Document Number	1907291354
Date	Jul 29, 2019
Instrument	1907291354

Lender

Name	CHERRY CREEK MTG
Type	Mortgage Company
Address	GREENWOOD VILLAGE, CO 80111

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 28, 2049

Mortgage

Document Number	1907291355,
Date	Jul 29, 2019
Instrument	1907291355

Lender

Name	CHERRY CREEK MTG
Type	Mortgage Company
Address	GREENWOOD VILLAGE, CO 80111

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 28, 2049

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 29, 2019
Property Address	4021 STEPHEN DR, NORTH HIGHLANDS, CA 95660-4568
Document Number	1907291353
Instrument Date	Jul 26, 2019
Instrument	1907291353
Transaction Type	Transfer
Record Updated	Aug 9, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	4021 STEPHEN DR NORTH HIGHLANDS CA 956604568, NORTH HIGHLANDS, CA 95660-4568

Tax Assessment & Valuation

The 2025 property tax bill for 4021 Stephen Dr was $5,414 with a homeowner's exemption, up 76.2% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	Twin Rivers Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$284,451 (+2%) Land $72,505 Building $211,946
2025	$5,414.00 (+76.18%) Homeowner's exemption	$278,875 Land $71,084 Building $207,791
2024	$3,073.00 (-0.65%)
2023	$3,093.00 (-26.22%) Homeowner's exemption	$268,048 Land $68,325 Building $199,723
2022	$4,192.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4021 Stephen Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4021 Stephen Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 658 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cal.net, GeoLinks, Succeed.Net.

Nearby Properties on Stephen Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures