4032 Stephen Dr, North Highlands, CA 95660 Property Records

Sacramento County property record for 4032 Stephen Dr, North Highlands, CA 95660

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,001 sqft · built 1953
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on File
Last Sale	$410,000 (Mar 2022)
Tax Bill	$5,154 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Mar 2022 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`218-0041-009-0000`

Property Details

APN / Parcel Number

Primary APN	`218-0041-009-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,001 sqft Living Area
1st Floor Area	1,001 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	L-Shape
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	5,227 sqft (0.12 acres)
Garage Area	286 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4032 STEPHEN DR
City	NORTH HIGHLANDS
State	CA
Zip	95660-4539
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	HIGHLAND TERRACE 03, LOT 968
Legal Subdivision	HIGHLAND TERRACE 03
Legal Lot Number	968
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1001
Census Tract	7403

Owner

4032 Stephen Dr is owned and occupied by two individuals who bought it in March 2022.

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4032 STEPHEN DR, NORTH HIGHLANDS, CA 95660-4539
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2021	Deed of Trust, Mortgage · Commercial Mortgage SALEEL AWSARE ETUX
Mar 2, 2022	Grant Deed, Subdivision Related Transfer · Conventional Mortgage WEST COAST LENDING TEAM
Nov 4, 2021	Deed of Trust, Mortgage · Commercial Mortgage SALEEL AWSARE ETUX
Aug 20, 2021	Grant Deed, Transfer CHICAGO TITLE COMPANY
Jul 31, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 31, 2019	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2022 · Amount on File
Deed Sale	Mar 2, 2022 · Amount on File
Prior Sale	Aug 20, 2021 · Amount on File
Deed Book / Page	20220302 / 850
Prior Transfer Date	Jul 24, 2019
Prior Transfer Doc	7310000000866
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4032 STEPHEN DR, NORTH HIGHLANDS, CA 95660-4539
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4010 FOOTHILLS BLVD 103, 103, ROSEVILLE, CA 95747-7241
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000863
Date	Nov 4, 2021
Instrument	2021110400863

Lender

Name	SALEEL AWSARE ETUX
Type	Private Party
Address	5 MANDALAY CT, REDWOOD CITY, CA 94065

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

March 2022: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 2, 2022
Property Address	4032 STEPHEN DR, NORTH HIGHLANDS, CA 95660-4539
Document Number	0000000850
Map Reference	MB 36 MAP 3
Instrument Date	Feb 25, 2022
Instrument	2022030200850
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 14, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4032 STEPHEN DR, NORTH HIGHLANDS, CA 95660-4539

Mortgage

Document Number	0000000851
Date	Mar 2, 2022
Instrument	2022030200851

Lender

Name	WEST COAST LENDING TEAM
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4032 STEPHEN DR, NORTH HIGHLANDS, CA 95660-4539
Transaction Type	Mortgage
Record Updated	Nov 17, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4010 FOOTHILLS BLVD 103, 103, ROSEVILLE, CA 95747-7241

Mortgage

Document Number	2021110400863
Date	Nov 4, 2021
Instrument	2021110400863

Lender

Name	SALEEL AWSARE ETUX
Type	Private Party
Address	5 MANDALAY CT, REDWOOD CITY, CA 94065

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

August 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 20, 2021
Property Address	4032 STEPHEN DR, NORTH HIGHLANDS, CA 95660-4539
Document Number	2021082000922
Map Reference	MB 36 MAP 3
Instrument Date	Aug 18, 2021
Instrument	2021082000922
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4010 FOOTHILLS BLVD STE 103, 103, ROSEVILLE, CA 95747-7241

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 31, 2019
Property Address	4032 STEPHEN DR, NORTH HIGHLANDS, CA 95660-4539
Document Number	1907310867
Instrument Date	Jul 24, 2019
Instrument	1907310867
Transaction Type	Transfer
Record Updated	Aug 14, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4032 STEPHEN DR NORTH HIGHLANDS CA 956604539, NORTH HIGHLANDS, CA 95660-4539

July 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 31, 2019
Property Address	4032 STEPHEN DR, NORTH HIGHLANDS, CA 95660-4539
Document Number	1907310866
Instrument Date	Jul 24, 2019
Instrument	1907310866
Transaction Type	Transfer
Record Updated	Aug 14, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4032 STEPHEN DR NORTH HIGHLANDS CA 956604539, NORTH HIGHLANDS, CA 95660-4539

Tax Assessment & Valuation

The 2025 property tax bill for 4032 Stephen Dr was $5,154, up 5.1% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	Twin Rivers Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$443,795 (+2%) Land $97,418 Building $346,377
2025	$5,154.00 (+5.08%)	$435,094 Land $95,508 Building $339,586
2024	$4,905.00 (-0.71%)
2023	$4,940.00 (+86.2%)	$418,200 Land $91,800 Building $326,400
2022	$2,653.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4032 Stephen Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (1995–2024)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Jan 2024 · other causes
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4032 Stephen Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 755 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon.

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