4008 Stephen Dr, North Highlands, CA 95660 Property Records

Sacramento County property record for 4008 Stephen Dr, North Highlands, CA 95660

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 884 sqft · built 1953
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Aug 2021)
Tax Bill	$7,239 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Sep 2023 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`218-0041-003-0000`

Property Details

APN / Parcel Number

Primary APN	`218-0041-003-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	884 sqft Living Area
1st Floor Area	884 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Custom Design
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	5,227 sqft (0.12 acres)
Garage Area	275 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4008 STEPHEN DR
City	NORTH HIGHLANDS
State	CA
Zip	95660-4539
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	HIGHLAND TERRACE 02, LOT 783
Legal Subdivision	HIGHLAND TERRACE 02
Legal Lot Number	783
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1001
Census Tract	7403

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4008 STEPHEN DR, NORTH HIGHLANDS, CA 95660-4539
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2026	Deed of Trust, Mortgage · Partial Claim Mortgage OUTAMATION INC
Sep 12, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Aug 26, 2021	Grant Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Jun 1, 2020	Deed of Trust, Mortgage · FHA Mortgage FAIRWAY INDEPENDENT MTG
Jun 12, 2019	Deed of Trust, Mortgage · FHA Mortgage MOUNTAIN WEST FIN'L
Oct 22, 2018	Grant Deed, Transfer · FHA Mortgage PRIORITY MTG FNDG
Jun 18, 2018	Affidavit of Death, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2021 · Amount on Record
Deed Sale	Aug 26, 2021 · Amount on Record
Prior Sale	Oct 22, 2018 · Amount on Record
Deed Document Number	20211460
Deed Book / Page	20210826 / 1460
Prior Transfer Date	May 27, 2005
Prior Transfer Doc	0000000773
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4008 STEPHEN DR, NORTH HIGHLANDS, CA 95660-4539
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4008 STEPHEN DR, NORTH HIGHLANDS, CA 95660-4539

Mortgage

Document Number	0000000297
Date	Mar 17, 2026
Instrument	202603170297

Lender

Name	OUTAMATION INC
Type	Non-Lending Institution
Address	SOUTHLAKE, TX 76092

Agreement

Type	Partial Claim Mortgage
Amount	Amount Recorded
Term	306 Months
Due	Sep 1, 2051

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4008 STEPHEN DR, NORTH HIGHLANDS, CA 95660-4539
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4008 STEPHEN DR, NORTH HIGHLANDS, CA 95660-4539

Mortgage

Document Number	0000000340
Date	Sep 12, 2023
Instrument	202309120340

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Sep 1, 2051

August 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 26, 2021
Property Address	4008 STEPHEN DR, NORTH HIGHLANDS, CA 95660-4539
Document Number	2021082601460
Map Reference	MB 35 PG 27
Instrument Date	Aug 24, 2021
Instrument	2021082601460
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TTL CO OF NOCAL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4008 STEPHEN DR, NORTH HIGHLANDS, CA 95660-4539

Mortgage

Document Number	2021082601461
Date	Aug 26, 2021
Instrument	2021082601461

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4008 STEPHEN DR, NORTH HIGHLANDS, CA 95660-4539
Document Number	2006081017
Instrument Date	Jun 1, 2020
Transaction Type	Mortgage
Record Updated	Jun 22, 2020
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4008 STEPHEN DR NORTH HIGHLANDS CA 956604539, NORTH HIGHLANDS, CA 95660-4539

Mortgage

Document Number	2006081017
Date	Jun 8, 2020
Instrument	2006081017

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 7, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4008 STEPHEN DR, NORTH HIGHLANDS, CA 95660-4539
Document Number	1906180079
Instrument Date	Jun 12, 2019
Transaction Type	Mortgage
Record Updated	Jul 2, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4008 STEPHEN DR NORTH HIGHLANDS CA 956604539, NORTH HIGHLANDS, CA 95660-4539

Mortgage

Document Number	1906180079
Date	Jun 18, 2019
Instrument	1906180079

Lender

Name	MOUNTAIN WEST FIN'L
Type	Funding / Finance Company
Address	REDLANDS, CA 92374

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 17, 2049

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 22, 2018
Property Address	4008 STEPHEN DR, NORTH HIGHLANDS, CA 95660-4539
Document Number	1810220106
Instrument Date	Oct 15, 2018
Instrument	1810220106
Transaction Type	Transfer
Record Updated	Nov 27, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$247.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4008 STEPHEN DR NORTH HIGHLANDS CA 956604539, NORTH HIGHLANDS, CA 95660-4539

Mortgage

Document Number	1810220107
Date	Oct 22, 2018
Instrument	1810220107

Lender

Name	PRIORITY MTG FNDG
Type	Mortgage Company
Address	LAGUNA NIGUEL, CA 92677

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 21, 2048

June 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 18, 2018
Property Address	4008 STEPHEN DR, NORTH HIGHLANDS, CA 95660-4539
Document Number	1806180271
Instrument Date	Mar 10, 2018
Instrument	1806180271
Transaction Type	Transfer
Record Updated	Jun 27, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1015 KILLARNEY ST ROSEVILLE CA 957476064, ROSEVILLE, CA 95747-6064

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	Twin Rivers Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$378,849 (+2%) Land $75,769 Building $303,080
2025	$7,239.00 (+9.2%)	$371,422 (+4.04%) Land $74,284 Building $297,138
2024	$6,629.00 (+6.23%)
2023	$6,240.00 (+57.1%)	$357,000 Land $71,400 Building $285,600
2022	$3,972.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (1995–2024)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Jan 2024 · other causes
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 658 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cal.net, GeoLinks, Succeed.Net.

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