Sacramento County property record for 4020 Stephen Dr, North Highlands, CA 95660
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,363 sqft · built 1953 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | Trust Name on File |
| Last Sale | $53,500 (Apr 1996) |
| Tax Bill | $1,669 (2025) |
| Deeds & Mortgages | Nov 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 218-0041-006-0000 |
| Primary APN | 218-0041-006-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,363 sqft Living Area |
| 1st Floor Area | 884 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 5,227 sqft (0.12 acres) |
| Garage Area | 275 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4020 STEPHEN DR |
|---|---|
| City | NORTH HIGHLANDS |
| State | CA |
| Zip | 95660-4539 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RD-5 |
| Legal Description | HIGHLAND TERRACE 02, LOT 786 |
| Legal Subdivision | HIGHLAND TERRACE 02 |
| Legal Lot Number | 786 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | SACRAMENTO |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 7403 |
4020 Stephen Dr is held in a trust since April 1996.
Source: Sacramento County records, as of July 22, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 7332 34TH ST, NORTH HIGHLANDS, CA 95660-2504 |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 25, 1996 · Amount on File |
| Deed Sale | Apr 25, 1996 · Amount on File |
| Prior Sale | May 23, 1995 · Amount on File |
| Deed Book / Page | 960425 / 645 |
| Prior Transfer Date | May 18, 1995 |
| Prior Transfer Doc | 9505001557 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Nov 19, 2020 |
| Property Address | 4020 STEPHEN DR, NORTH HIGHLANDS, CA 95660-4539 |
| Document Number | 2011191750 |
| Instrument Date | Nov 13, 2020 |
| Instrument | 2011191750 |
| Transaction Type | Transfer |
| Record Updated | Dec 3, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 7332 34TH ST NORTH HIGHLANDS CA 956602504, NORTH HIGHLANDS, CA 95660-2504 |
The 2025 property tax bill for 4020 Stephen Dr was $1,669, up 5% from the year before.
Source: Sacramento County assessment roll, as of July 22, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Unified School District | Twin Rivers Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $142,197 (+2%) Land $40,648 Building $101,549 | |
| 2025 | $1,669.00 (+5.03%) | $139,409 Land $39,851 Building $99,558 |
| 2024 | $1,589.00 (-0.69%) | |
| 2023 | $1,600.00 (+6.17%) | $133,997 Land $38,304 Building $95,693 |
| 2022 | $1,507.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 4020 Stephen Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 5 (1995–2024) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Jan 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 4020 Stephen Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 755 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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