4020 McCurdy Rd, Troy, OH 45373 Property Records

Miami County property record for 4020 McCurdy Rd, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,736 sqft · built 1920
Lot Size	2.65 acres (115,608 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Sep 2024)
Tax Bill	$2,416 (2025)
Deeds & Mortgages	Feb 2024 Transfer Oct 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`C06-004000`

Property Details

APN / Parcel Number

Primary APN	`C06-004000`
Alternative APNs	`070514.0-01-014-00` `C06CC016 00100`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,736 sqft Living Area
1st Floor Area	2,408 sqft
Upper Floors Area	532 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2010
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	115,608 sqft (2.65 acres)
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	420 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4020 MCCURDY RD
City	TROY
State	OH
Zip	45373-8496
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5-7-14 E 1/2 SE
Legal Range	05
Legal Township	07
Legal Section	14
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1010
Census Tract	365001

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4020 MCCURDY RD, TROY, OH 45373-8496
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2024	Affidavit of Death of Joint Tenant, Transfer
Oct 28, 2021	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2024 · Amount on Record
Deed Sale	Sep 4, 2024 · Amount on Record
Prior Sale	Jul 12, 1994 · Amount on Record
Deed Document Number	20248919
Prior Transfer Date	Feb 22, 2024
Prior Transfer Doc	0000001814
Record Updated	Sep 20, 2026

February 2024: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	MIAMI OH
Recording Date	Feb 23, 2024
Property Address	4020 MCCURDY RD, TROY, OH 45373-8496
Document Number	0000001814
Instrument Date	Feb 16, 2024
Instrument	2024OR-01814
Transaction Type	Transfer
Record Updated	Mar 19, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MIAMI OH
Recording Date	Oct 28, 2021
Property Address	4020 MCCURDY RD, TROY, OH 45373-8496
Document Number	0000018795
Instrument Date	Oct 26, 2021
Instrument	2021OR-18795
Transaction Type	Transfer
Record Updated	Dec 13, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,416.00 (+10.12%) Homeowner's exemption	$69,970 (+6.05%) Land $24,120 Building $45,850	$199,900 (+6.05%) Land $68,900 Building $131,000
2024	$2,194.00 (+0.92%) Homeowner's exemption	$65,980 (-) Land $22,330 Building $43,650
2023	$2,174.00 (-6.82%) Homeowner's exemption	$65,980 (-) Land $22,330 Building $43,650	$188,500 (-) Land $63,800 Building $124,700
2022	$2,333.00 Homeowner's exemption	$65,980 Land $22,330 Building $43,650	$188,500 Land $63,800 Building $124,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (2004–2008)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
Skymesh Fixed Wireless	50 / 10

May also be available: Imagine Networks.

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