3560 McCurdy Rd, Troy, OH 45373 Property Records

Miami County property record for 3560 McCurdy Rd, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,950 sqft · built 2001
Lot Size	10 acres (435,644 sqft)
Owner	2 Individual Names on Record
Tax Bill	$8,795 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Apr 2024 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`C06-036230`

Property Details

APN / Parcel Number

Primary APN	`C06-036230`
Alternative APN	`070513.0-01-004-00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,950 sqft Living Area
1st Floor Area	3,180 sqft
Upper Floors Area	1,360 sqft
Basement Area	1,590 sqft
Finished Basement	1,000 sqft
Unfinished Basement	590 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	435,644 sqft (10 acres)
Garage Area	1,144 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	150 sqft
Deck Area	384 sqft
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3560 MCCURDY RD
City	TROY
State	OH
Zip	45373-9412
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5-7-13 NE PT SW
Legal Range	05
Legal Township	07
Legal Section	13
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1010
Census Tract	365001

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3560 MCCURDY RD, TROY, OH 45373-9412
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage GREENVILLE FEDERAL
Apr 10, 2024	Deed of Trust, Mortgage · Line of Credit ABBEY CU INC
Jun 24, 2025	Transfer on Death Deed, Transfer
Nov 22, 2022	Quit Claim Deed, Transfer Quitclaim
Aug 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage GREENVILLE FEDERAL
Apr 16, 2020	Warranty Deed, Transfer · Line of Credit MINSTER BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 17, 2025
Transfer Doc	0000006874
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	3560 MCCURDY RD, TROY, OH 45373-9412
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010753
Date	Jun 17, 2021
Instrument	2021OR-10753

Lender

Name	GREENVILLE FEDERAL
Type	Bank
Address	GREENVILLE, OH 45331

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	3560 MCCURDY RD, TROY, OH 45373-9412
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003497
Date	Apr 10, 2024
Instrument	2024OR-03497

Lender

Name	ABBEY CU INC
Type	Credit Union
Address	800 FALLS CREEK DR, VANDALIA, OH 45377

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 28, 2044

Interest

Change Frequency	Monthly

June 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MIAMI OH
Recording Date	Jun 24, 2025
Property Address	3560 MCCURDY RD, TROY, OH 45373-9412
Document Number	0000006875
Map Reference	REC 448 PG 405
Instrument Date	Apr 10, 2025
Instrument	2025OR-06875
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3560 MCCURDY RD, TROY, OH 45373-9412

November 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIAMI OH
Recording Date	Nov 22, 2022
Property Address	3560 MCCURDY RD, TROY, OH 45373-9412
Document Number	0000016701
Instrument Date	Aug 22, 2022
Instrument	2022OR-16701
Transaction Type	Transfer
Record Updated	Jan 15, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3490 MCCURDY RD, TROY, OH 45373-8492

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	3560 MCCURDY RD, TROY, OH 45373-9412
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011763
Date	Aug 20, 2020
Instrument	2020OR-11763

Lender

Name	GREENVILLE FEDERAL
Type	Bank
Address	GREENVILLE, OH 45331

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2035

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Apr 16, 2020
Property Address	3560 MCCURDY RD, TROY, OH 45373-9412
Document Number	0000004790
Instrument Date	Mar 17, 2020
Instrument	4790
Transaction Type	Transfer
Record Updated	Jul 9, 2020
Title Company	FIRST TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$980.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3490 MCCURDY RD TROY OH 453738492, TROY, OH 45373-8492

Mortgage

Document Number	4791
Date	Apr 16, 2020
Instrument	4791

Lender

Name	MINSTER BK
Type	Bank
Address	MINSTER, OH 45865-0090

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 15, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,795.00 (+3.57%) Homeowner's exemption	$254,560 (+16.83%) Land $46,730 Building $207,830	$727,300 (+16.84%) Land $133,500 Building $593,800
2024	$8,492.00 (+1.41%) Homeowner's exemption	$217,880 (-0.62%) Land $45,470 Building $172,410
2023	$8,374.00 (+16.92%) Homeowner's exemption	$219,240 (-) Land $46,830 Building $172,410	$622,500 (-0.62%) Land $129,900 Building $492,600
2022	$7,162.00 Homeowner's exemption	$219,240 Land $46,830 Building $172,410	$626,400 Land $133,800 Building $492,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (2004–2008)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
Skymesh Fixed Wireless	50 / 10

May also be available: Metronet, Spectrum, Windstream.

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