3490 McCurdy Rd, Troy, OH 45373 Property Records

Miami County property record for 3490 McCurdy Rd, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,102 sqft · built 2001
Lot Size	10 acres (435,644 sqft)
Owner	2 Individual Names on Record
Last Sale	$49,000 (Apr 2020)
Tax Bill	$11,327 (2025)
Deeds & Mortgages	Jun 2025 Transfer Dec 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`C06-036250`

Property Details

APN / Parcel Number

Primary APN	`C06-036250`
Alternative APN	`070513.0-01-003-00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,102 sqft Living Area
1st Floor Area	5,746 sqft
Upper Floors Area	1,229 sqft
Basement Area	2,873 sqft
Finished Basement	1,400 sqft
Unfinished Basement	1,473 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	435,644 sqft (10 acres)
Garage Type	Mixed
Garage Area	3,028 sqft
Parking Spaces	11 Parking Spaces
Porch	Porch
Porch Area	36 sqft
Patio Area	811 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3490 MCCURDY RD
City	TROY
State	OH
Zip	45373-8492
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5-7-13 NE COR SW
Legal Range	05
Legal Township	07
Legal Section	13
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1010
Census Tract	365001

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3560 MCCURDY RD, TROY, OH 45373-9412
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2025	Transfer on Death Deed, Transfer
Dec 14, 2022	Transfer on Death Deed, Transfer
Nov 22, 2022	Transfer on Death Deed, Transfer
Nov 22, 2022	Quit Claim Deed, Transfer Quitclaim
Apr 16, 2020	Warranty Deed, Transfer · Line of Credit MINSTER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2020 · Amount on Record
Deed Sale	Apr 16, 2020 · Amount on Record
Deed Document Number	20202020OR-04790
Last Transfer Date	Jan 31, 2025
Transfer Doc	0000001490
Record Updated	Sep 20, 2026

June 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MIAMI OH
Recording Date	Jun 24, 2025
Property Address	3490 MCCURDY RD, TROY, OH 45373-8492
Document Number	0000006878
Instrument Date	Jun 18, 2025
Instrument	2025OR-06878
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	3490 MCCURDY RD, TROY, OH 45373-8492

December 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MIAMI OH
Recording Date	Dec 14, 2022
Property Address	3490 MCCURDY RD, TROY, OH 45373-8492
Document Number	0000017586
Instrument Date	Dec 14, 2022
Instrument	2022OR-17586
Transaction Type	Transfer
Record Updated	Jan 15, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3490 MCCURDY RD, TROY, OH 45373-8492

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

November 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MIAMI OH
Recording Date	Nov 22, 2022
Property Address	3490 MCCURDY RD, TROY, OH 45373-8492
Document Number	0000016702
Instrument Date	Nov 22, 2022
Instrument	2022OR-16702
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	3490 MCCURDY RD, TROY, OH 45373-8492

November 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIAMI OH
Recording Date	Nov 22, 2022
Property Address	3490 MCCURDY RD, TROY, OH 45373-8492
Document Number	0000016701
Instrument Date	Aug 22, 2022
Instrument	2022OR-16701
Transaction Type	Transfer
Record Updated	Jan 15, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3490 MCCURDY RD, TROY, OH 45373-8492

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Apr 16, 2020
Property Address	3490 MCCURDY RD, TROY, OH 45373-8492
Document Number	0000004790
Instrument Date	Mar 17, 2020
Instrument	2020OR-04790
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	611 BERWYN AVE, 611, BERWYN, PA 19312-1608

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3490 MCCURDY RD, TROY, OH 45373-8492

Mortgage

Document Number	0000004791
Date	Apr 16, 2020
Instrument	2020OR-04791

Lender

Name	MINSTER BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,327.00 (-1.27%) Homeowner's exemption	$328,480 (+11.49%) Land $46,170 Building $282,310	$938,500 (+11.49%) Land $131,900 Building $806,600
2024	$11,473.00 (+1.56%) Homeowner's exemption	$294,640 (-0.47%) Land $44,840 Building $249,800
2023	$11,297.00 (+16.93%) Homeowner's exemption	$296,040 (-) Land $46,240 Building $249,800	$841,800 (-0.47%) Land $128,100 Building $713,700
2022	$9,661.00 Homeowner's exemption	$296,040 Land $46,240 Building $249,800	$845,800 Land $132,100 Building $713,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (2004–2008)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
Skymesh Fixed Wireless	50 / 10

May also be available: Metronet, Spectrum, Windstream.

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