Miami County property record for 3870 McCurdy Rd, Troy, OH 45373
| Property Type | Farm - Irrigated or Dry |
|---|---|
| Details | 2 bd · 1 ba · 1,142 sqft · built 1920 |
| Lot Size | 39.1 acres (1,707,421 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $300,000 (Aug 2012) |
| Tax Bill | $3,205 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C06-036000 |
| Primary APN | C06-036000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,142 sqft Total Area |
| 1st Floor Area | 840 sqft |
| Attic Area | 302 sqft |
| Basement Area | 840 sqft |
| Year Built | Built 1920 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 1,707,421 sqft (39.1 acres) |
| Garage Type | Detached |
| Garage Area | 676 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 507 sqft |
| Patio Area | 96 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Water Source | Well |
| Old Parcel Number | C06CC015 01400 |
|---|---|
| Street Address | 3870 MCCURDY RD |
| City | TROY |
| State | OH |
| Zip | 45373-8494 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Farm - Irrigated or Dry |
| Legal Description | 5-7-13 NW COR SW |
| Legal Range | 07 |
| Legal Township | 05 |
| Legal Section | 13 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | CONCORD |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 365001 |
Source: Miami County records · APN C06-036000
Assessment roll updated January 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 3870 MCCURDY RD, TROY, OH 45373-8494 |
| Occupancy | Owner Occupied |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 03, 2012 · Amount on Record |
| Deed Sale | Aug 03, 2012 · Amount on Record |
| Prior Sale | May 10, 2007 |
| Deed Document Number | 1182 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 3870 MCCURDY RD, TROY, OH 45373-8494 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2021 |
| Name | Verified Name |
|---|---|
| Address | 6795 W SUGAR GROVE RD, COVINGTON, OH 45318-9771 |
| Document Number | 0000000055 |
|---|---|
| Date | Jan 04, 2021 |
| Instrument | 2021OR-00055 |
| Name | FARM CREDIT MID AMERICA PCA |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40232 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 95 Months |
| Due | Dec 01, 2028 |
Source: Miami County records · Assessment roll updated January 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Concord Township |
| Unified School District | Troy City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,205.00 (+25.15%) | $87,970 (+36.47%) Land $58,500 Building $29,470 | $460,000 (+27.92%) Land $375,800 Building $84,200 |
| 2024 | $2,561.00 (+2.07%) | $64,460 (-) Land $41,780 Building $22,680 | |
| 2023 | $2,509.00 (+16.43%) | $64,460 (-) Land $41,780 Building $22,680 | $359,600 (-) Land $294,800 Building $64,800 |
| 2022 | $2,155.00 | $64,460 Land $41,780 Building $22,680 | $359,600 Land $294,800 Building $64,800 |
Source: FEMA National Flood Hazard Layer, Miami County (39109C), as of March 10, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 391093650011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 2 (2004–2008) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2008 · river or lake flooding |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Benton Ridge Telephone Company Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| Skymesh Fixed Wireless | 50 / 10 |
May also be available: Imagine Networks.
Based on FCC filings for 5 locations within half a mile of this property.
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