4020 E Toledo St, Unit 104, Gilbert, AZ 85295 Property Records

Maricopa County property record for 4020 E Toledo St, Unit 104, Gilbert, AZ 85295

Property Summary

Property TypeTownhouse
Details3 ba · 1,308 sqft · built 2019
Lot Size0.026 acres (1,144 sqft)
OwnerIndividual Name on File
Last Sale$253,990 (Apr 2019)
Tax Bill$1,246 (2025)
Deeds & MortgagesApr 2021 Mortgage
Feb 2024 Mortgage
+ 2 more
Flood ZoneZone X (moderate risk)
APN304-97-625

Property Details

APN / Parcel Number

Primary APN304-97-625

Interior

Full Baths3 Baths
Plumbing Fixtures7 Plumbing Fixtures
Stories2 Stories
Building Area1,308 sqft Living Area
1st Floor Area418 sqft
2nd Floor Area890 sqft

Exterior

Year BuiltBuilt 2019
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialConcrete Tile
Lot Area1,144 sqft (0.026 acres)
Parking Spaces2 Parking Spaces
Patio Area150 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemHVAC

Location & Zoning

Street Address4020 E TOLEDO ST UNIT 104, 104
CityGILBERT
StateAZ
Zip85295-0171
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeMF/M
Legal DescriptionFINCHER FIELDS MULTI-FAMILY MCR 1356-20 AMD AKA MCR 1331-09
Legal Range06E
Legal Township01S
Legal Section25
Legal SubdivisionFINCHER FIELDS MULTI-FAMILY AMD
Legal TractA
Legal Lot Number49
JurisdictionMARICOPA AZ
Township / Civil DivisionCHANDLER
Census Block Group2
Census Block2027
Census Tract815201

Owner

4020 E Toledo St, Unit 104 is owned and occupied by an individual who bought it in April 2019.

Source: Maricopa County records, as of November 20, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address4020 E TOLEDO ST UNIT 104, 104, GILBERT, AZ 85295-0171
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 30, 2021Deed of Trust, Mortgage · FHA Mortgage
US BANK NA
Feb 2, 2024Deed of Trust, Mortgage · FHA Mortgage
US BANK NA
Apr 17, 2019Deed of Trust, Mortgage · Conventional Mortgage
INDUSTRIAL DEV AUTH
Apr 18, 2019Special Warranty Deed, Transfer · FHA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 18, 2019 · Amount on File
Deed SaleApr 18, 2019 · Amount on File
Deed Document Number20190275634
Record UpdatedJun 8, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address4020 E TOLEDO ST UNIT 104, 104, GILBERT, AZ 85295-0171
Transaction TypeMortgage
Record UpdatedNov 21, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address4020 E TOLEDO ST 104, 104, GILBERT, AZ 85295-0171

Mortgage

Document Number0000483631
DateApr 30, 2021
Instrument20210483631
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term337 Months
DueMay 1, 2049

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address4020 E TOLEDO ST UNIT 104, 104, GILBERT, AZ 85295-0171
Transaction TypeMortgage
Record UpdatedNov 21, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address4020 E TOLEDO ST 104, 104, GILBERT, AZ 85295-0171

Mortgage

Document Number0000054070
DateFeb 2, 2024
Instrument20240054070
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term303 Months
DueMay 1, 2049

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address4020 E TOLEDO ST UNIT 104, 104, GILBERT, AZ 85295-0171
Document Number0000705197
Instrument DateApr 17, 2019
Transaction TypeMortgage
Record UpdatedAug 11, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4020 E TOLEDO ST #104 GILBERT AZ 852950171, 104, GILBERT, AZ 85295-0171

Mortgage

Document Number0000705197
DateAug 4, 2020
Instrument705197
Lender
NameINDUSTRIAL DEV AUTH
Address8601 N SCOTTSDALE RD # 300, SCOTTSDALE, AZ 85253-2738
Agreement
TypeConventional Mortgage
AmountAmount on Record

April 2019: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMARICOPA AZ
Recording DateApr 18, 2019
Property Address4020 E TOLEDO ST UNIT 104, 104, GILBERT, AZ 85295-0171
Document Number0000275634
Map ReferenceMB 1356 PG 20
Instrument DateApr 1, 2019
Instrument20190275634
Transaction TypeTransfer
Record UpdatedNov 8, 2022
Title CompanyCALATLANTIC TITLE INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1665 W ALAMEDA DR # DR130, 1665, TEMPE, AZ 85282-3220

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4020 E TOLEDO ST # 10-104, 10-104, GILBERT, AZ 85295-0171

Mortgage

Document Number0000275635
DateApr 18, 2019
Instrument20190275635
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term1 Months
DueMay 1, 2019

Tax Assessment & Valuation

The 2025 property tax bill for 4020 E Toledo St, Unit 104 was $1,246.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictHigley Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$34,030$340,300 Land $68,000 Building $272,300
2025$1,246.00
2024$37,170$371,700 Land $74,300 Building $297,400
2023$1,338.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4020 E Toledo St, Unit 104 in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4020 E Toledo St, Unit 104 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.9% of Arizona
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF GILBERT
serves 247,600 people · EPA ID AZ0407092
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2017
Treatment and ProcedureTreatment report not submitted
Oct 2017
Monitoring and Reporting53
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 631 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000
Cox Communications
Fiber · Cable in parts of the area
2,000 / 35
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

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