4020 E Toledo St, Unit 102, Gilbert, AZ 85295 Property Records

Maricopa County property record for 4020 E Toledo St, Unit 102, Gilbert, AZ 85295

Property Summary

Property TypeTownhouse
Details3 ba · 1,308 sqft · built 2019
Lot Size0.026 acres (1,144 sqft)
OwnerIndividual Name on Record
Last Sale$416,000 (Jun 2023)
Tax Bill$1,228 (2025)
Deeds & MortgagesMar 2022 Mortgage
Jun 2023 Transfer
+ 3 more
Flood ZoneZone X (moderate risk)
APN304-97-623

Property Details

APN / Parcel Number

Primary APN304-97-623

Interior

Full Baths3 Baths
Plumbing Fixtures7 Plumbing Fixtures
Stories2 Stories
Building Area1,308 sqft Living Area
1st Floor Area418 sqft
2nd Floor Area890 sqft

Exterior

Year BuiltBuilt 2019
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialConcrete Tile
Lot Area1,144 sqft (0.026 acres)
Parking Spaces2 Parking Spaces
Patio Area150 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemHVAC

Location & Zoning

Street Address4020 E TOLEDO ST UNIT 102, 102
CityGILBERT
StateAZ
Zip85295-0171
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeMF/M
Legal DescriptionFINCHER FIELDS MULTI-FAMILY MCR 1356-20 AMD AKA MCR 1331-09
Legal Range06E
Legal Township01S
Legal Section25
Legal SubdivisionFINCHER FIELDS MULTI-FAMILY AMD
Legal TractA
Legal Lot Number47
JurisdictionMARICOPA AZ
Township / Civil DivisionCHANDLER
Census Block Group2
Census Block2027
Census Tract815201

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address4020 E TOLEDO ST, GILBERT, AZ 85295-0171
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2022Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP
Jun 28, 2023Intrafamily Transfer, Transfer
TITLE ALLIANCE ELITE AGENCY LLC, TITLE ALLIANCE ELITE AGCY LL
Jun 28, 2023Warranty Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Nov 18, 2020Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Apr 30, 2019Special Warranty Deed, Transfer · FHA Mortgage
EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 28, 2023 · Amount on Record
Deed SaleJun 28, 2023 · Amount on Record
Prior SaleJun 28, 2023 · Amount on Record
Deed Document Number20230336741
Record UpdatedJun 8, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address4020 E TOLEDO ST UNIT 102, 102, GILBERT, AZ 85295-0171
Transaction TypeMortgage
Record UpdatedNov 21, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address4020 E TOLEDO ST, GILBERT, AZ 85295-0171

Mortgage

Document Number0000282171
DateMar 30, 2022
Instrument20220282171
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2052

June 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMARICOPA AZ
Recording DateJun 28, 2023
Property Address4020 E TOLEDO ST UNIT 102, 102, GILBERT, AZ 85295-0171
Document Number0000336742
Map ReferenceMB 1331 PG 9
Instrument DateJun 1, 2023
Instrument20230336742
Transaction TypeTransfer
Record UpdatedNov 21, 2025
Title CompanyTITLE ALLIANCE ELITE AGENCY LLC, TITLE ALLIANCE ELITE AGCY LL

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateJun 28, 2023
Property Address4020 E TOLEDO ST UNIT 102, 102, GILBERT, AZ 85295-0171
Document Number0000336741
Map ReferenceMB 1331 PG 9
Instrument DateJun 1, 2023
Instrument20230336741
Transaction TypeTransfer
Record UpdatedNov 21, 2025
Title CompanyTITLE ALLIANCE ELITE AGENCY LLC, TITLE ALLIANCE ELITE AGCY LL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4328 S RANGER TRL, GILBERT, AZ 85297-9732

Transferred To (Grantee/Buyer)

NameVerified Name
Address4020 E TOLEDO ST UNIT 102E, 102E, GILBERT, AZ 85295-0171

Mortgage

Document Number0000336743
DateJun 28, 2023
Instrument20230336743
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2053

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address4020 E TOLEDO ST UNIT 102, 102, GILBERT, AZ 85295-0171
Transaction TypeMortgage
Record UpdatedNov 8, 2022
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4020 E TOLEDO ST 102, 102, GILBERT, AZ 85295-0171

Mortgage

Document Number0001128945
DateNov 18, 2020
Instrument20201128945
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term343 Months
DueJun 1, 2049

April 2019: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMARICOPA AZ
Recording DateApr 30, 2019
Property Address4020 E TOLEDO ST UNIT 102, 102, GILBERT, AZ 85295-0171
Document Number0000310526
Map ReferenceMB 1356 PG 20
Instrument DateMar 19, 2019
Instrument20190310526
Transaction TypeTransfer
Record UpdatedNov 8, 2022
Title CompanyCALATLANTIC TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1665 W ALAMEDA DR # DR130, 1665, TEMPE, AZ 85282-3220

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4020 E TOLEDO ST UNIT 102, 102, GILBERT, AZ 85295-0171

Mortgage

Document Number0000310527
DateApr 30, 2019
Instrument20190310527
Lender
NameEAGLE HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2049

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictHigley Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$34,030 (-8.45%)$340,300 (-8.45%) Land $68,000 Building $272,300
2025$1,228.00 (-21.83%)
2024$37,170 (+29.2%)$371,700 (+29.2%) Land $74,300 Building $297,400
2023$1,571.00 (+4.04%)$28,770 Land $5,750 Building $23,020$287,700 Land $57,500 Building $230,200
2022$1,510.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.9% of Arizona
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF GILBERT
serves 247,600 people · EPA ID AZ0407092
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2017
Treatment and ProcedureTreatment report not submitted
Oct 2017
Monitoring and Reporting53
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 631 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000
Cox Communications
Fiber · Cable in parts of the area
2,000 / 35
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

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