4020 E Toledo St, Unit 101, Gilbert, AZ 85295 Property Records

Maricopa County property record for 4020 E Toledo St, Unit 101, Gilbert, AZ 85295

Property Summary

Property TypeTownhouse
Details3 ba · 1,308 sqft · built 2019
Lot Size0.032 acres (1,404 sqft)
Owner2 Individual Names on Record
Last Sale$278,500 (Mar 2020)
Tax Bill$1,228 (2025)
Deeds & MortgagesSep 2021 Mortgage
Sep 2019 Mortgage
+ 2 more
Flood ZoneZone X (moderate risk)
APN304-97-622

Property Details

APN / Parcel Number

Primary APN304-97-622

Interior

Full Baths3 Baths
Plumbing Fixtures7 Plumbing Fixtures
Stories2 Stories
Building Area1,308 sqft Living Area
1st Floor Area418 sqft
2nd Floor Area890 sqft

Exterior

Year BuiltBuilt 2019
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialConcrete Tile
Lot Area1,404 sqft (0.032 acres)
Parking Spaces2 Parking Spaces
Patio Area150 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemHVAC

Location & Zoning

Street Address4020 E TOLEDO ST UNIT 101, 101
CityGILBERT
StateAZ
Zip85295-0171
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeMF/M
Legal DescriptionFINCHER FIELDS MULTI-FAMILY MCR 1356-20 AMD AKA MCR 1331-09
Legal Range06E
Legal Township01S
Legal Section25
Legal SubdivisionFINCHER FIELDS MULTI-FAMILY AMD
Legal TractA
Legal Lot Number46
JurisdictionMARICOPA AZ
Township / Civil DivisionCHANDLER
Census Block Group2
Census Block2027
Census Tract815201

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4020 E TOLEDO ST UNIT 101, 101, GILBERT, AZ 85295-0171
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 8, 2021Deed of Trust, Mortgage · Conventional Mortgage
STEARNS LENDING LLC
Sep 10, 2019Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Apr 22, 2019Grant Deed, Transfer · Conventional Mortgage
AZ GRAND INVESTMENT LLC
Mar 31, 2020Warranty Deed, Transfer · FHA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 31, 2020 · Amount on Record
Deed SaleMar 31, 2020 · Amount on Record
Prior SaleApr 22, 2019
Deed Document Number20200276271
Record UpdatedJun 8, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address4020 E TOLEDO ST UNIT 101, 101, GILBERT, AZ 85295-0171
Transaction TypeMortgage
Record UpdatedNov 21, 2025
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address4020 E TOLEDO ST 101, 101, GILBERT, AZ 85295-0171
InvestorPossibly a Property Investor

Mortgage

Document Number0000968072
DateSep 8, 2021
Instrument20210968072
Lender
NameSTEARNS LENDING LLC
TypeMortgage Company
AddressLEWISVILLE, TX 75057
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address4020 E TOLEDO ST UNIT 101, 101, GILBERT, AZ 85295-0171
Document Number0000717625
Instrument DateSep 10, 2019
Transaction TypeMortgage
Record UpdatedSep 19, 2019
Title CompanyCLEAR TITLE AGENCY/AZ, CLEAR TITLE AGCY/AZ

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address1759 SETTLERS RESERVE WAY WESTLAKE OH 441452044, WESTLAKE, OH 44145-2044

Mortgage

Document Number0000717625
DateSep 13, 2019
Instrument717625
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueSep 12, 2034

April 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMARICOPA AZ
Recording DateApr 22, 2019
Property Address4020 E TOLEDO ST UNIT 101, 101, GILBERT, AZ 85295-0171
Document Number0000283785
Instrument DateApr 19, 2019
Instrument283785
Transaction TypeTransfer
Record UpdatedJan 10, 2020
Title CompanyCALATLANTIC TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$245.99
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address4020 E TOLEDO ST #101 GILBERT AZ 852950171, 101, GILBERT, AZ 85295-0171

Mortgage

Document Number283787
DateApr 22, 2019
Instrument283787
Lender
NameAZ GRAND INVESTMENT LLC
Address73 W ASTER DR, CHANDLER, AZ 85248-4000
Agreement
TypeConventional Mortgage
AmountAmount Recorded

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateMar 31, 2020
Property Address4020 E TOLEDO ST UNIT 101, 101, GILBERT, AZ 85295-0171
Document Number0000276271
Instrument DateMar 30, 2019
Instrument276271
Transaction TypeTransfer
Record UpdatedApr 10, 2020
Title CompanyCLEAR TITLE AGENCY/AZ, CLEAR TITLE AGCY/AZ

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$279.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4020 E TOLEDO ST #101 GILBERT AZ 852950171, 101, GILBERT, AZ 85295-0171

Mortgage

Document Number276272
DateMar 31, 2020
Instrument276272
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 30, 2050

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictHigley Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$34,030 (-8.45%)$340,300 (-8.45%) Land $68,000 Building $272,300
2025$1,228.00 (-6.9%)
2024$37,170$371,700 Land $74,300 Building $297,400
2023$1,319.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF GILBERT
serves 247,600 people · EPA ID AZ0407092
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2017
Treatment and ProcedureTreatment report not submitted
Oct 2017
Monitoring and Reporting53
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 631 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000
Cox Communications
Fiber · Cable in parts of the area
2,000 / 35
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

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