4020 E Toledo St, Unit 103, Gilbert, AZ 85295 Property Records

Maricopa County property record for 4020 E Toledo St, Unit 103, Gilbert, AZ 85295

Property Summary

Property TypeTownhouse
Details3 bd · 2 ba · 1,308 sqft · built 2019
Lot Size0.026 acres (1,144 sqft)
OwnerIndividual Name on Record
Last Sale$429,000 (Sep 2022)
Tax Bill$1,246 (2025)
Deeds & MortgagesSep 2022 Sale & Mortgage
Jan 2020 Mortgage
+ 2 more
Flood ZoneZone X (moderate risk)
APN304-97-624

Property Details

APN / Parcel Number

Primary APN304-97-624
Alternative APN
  • 304976243

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Units5 Units
Stories2 Stories
Building Area1,308 sqft Living Area
Gross Area1,458 sqft
1st Floor Area418 sqft
2nd Floor Area890 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleTownhouse
Construction TypeFrame
Roof MaterialConcrete
Lot Area1,144 sqft (0.026 acres)
Parking Spaces2 Parking Spaces
Patio Area150 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemForced Air with A/C

Location & Zoning

Street Address4020 E TOLEDO ST, 103
CityGILBERT
StateAZ
Zip85295-0171
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeMFM
Legal DescriptionFINCHER FIELDS MULTI-FAMILY AMD MCR 1356-20
Legal Range6E
Legal Township1S
Legal Section25
Legal SubdivisionFINCHER FIELDS MULTI-FAMILY AMD
Legal Lot Number48
JurisdictionMARICOPA AZ
Township / Civil DivisionCHANDLER
Census Block Group2
Census Block2027
Census Tract815201

Owner

Source: Maricopa County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4020 E TOLEDO ST, 103, GILBERT, AZ 85295-0171
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 14, 2022Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jan 22, 2020Deed of Trust, Mortgage · VA Mortgage
USAA
Apr 17, 2019Special Warranty Deed, Transfer · VA Mortgage
EAGLE HOME MORTGAGE LLC
Apr 17, 2019Grant Deed, Transfer
CALATLANTIC TITLE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 14, 2022 · Amount on Record
Deed SaleSep 14, 2022 · Amount on Record
Prior SaleApr 17, 2019 · Amount on Record
Deed Document Number2022711298
Record UpdatedOct 29, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateSep 14, 2022
Property Address4020 E TOLEDO ST UNIT 103, 103, GILBERT, AZ 85295-0171
Document Number0000711298
Map ReferenceMB 1356 PG 20
Instrument DateSep 9, 2022
Instrument20220711298
Transaction TypeTransfer
Record UpdatedNov 21, 2025
Title CompanyMOMENTUM TITLE AGENCY LLC, MOMENTUM T&E AGCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4020 E TOLEDO ST # ST103, ST103, GILBERT, AZ 85295-0171

Transferred To (Grantee/Buyer)

NameVerified Name
Address4020 E TOLEDO ST UNIT 103, 103, GILBERT, AZ 85295-0171
InvestorPossibly a Property Investor

Mortgage

Document Number0000711300
DateSep 14, 2022
Instrument20220711300
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2052

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address4020 E TOLEDO ST UNIT 103, 103, GILBERT, AZ 85295-0171
Document Number0000181841
Instrument DateJan 22, 2020
Transaction TypeMortgage
Record UpdatedMar 11, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address4020 E TOLEDO ST #103 GILBERT AZ 852950171, 103, GILBERT, AZ 85295-0171

Mortgage

Document Number0000181841
DateMar 2, 2020
Instrument181841
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2050

April 2019: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMARICOPA AZ
Recording DateApr 17, 2019
Property Address4020 E TOLEDO ST UNIT 103, 103, GILBERT, AZ 85295-0171
Document Number0000271088
Map ReferenceMB 1356 PG 20
Instrument DateMar 19, 2019
Instrument20190271088
Transaction TypeTransfer
Record UpdatedNov 8, 2022
Title CompanyCALATLANTIC TITLE INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1665 W ALAMEDA DR # DR1330, 1665, TEMPE, AZ 85282-3220

Transferred To (Grantee/Buyer)

NameVerified Name
Address4020 E TOLEDO ST UNIT 103, 103, GILBERT, AZ 85295-0171

Mortgage

Document Number0000271089
DateApr 17, 2019
Instrument20190271089
Lender
NameEAGLE HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2049

April 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMARICOPA AZ
Recording DateApr 17, 2019
Property Address4020 E TOLEDO ST UNIT 103, 103, GILBERT, AZ 85295-0171
Document Number0000271087
Instrument DateMar 19, 2019
Instrument271087
Transaction TypeTransfer
Record UpdatedMay 2, 2019
Title CompanyCALATLANTIC TITLE INC

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictHigley Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$34,030 (+99.96%)$340,300 (+3.18%) Land $68,000 Building $272,300
2025$1,246.00 (-6.88%)$17,018 (-54.22%)$329,800 (-11.27%) Land $65,900 Building $263,900
2024$37,170$371,700 Land $74,300 Building $297,400
2023$1,338.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.9% of Arizona
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF GILBERT
serves 247,600 people · EPA ID AZ0407092
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2017
Treatment and ProcedureTreatment report not submitted
Oct 2017
Monitoring and Reporting53
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 631 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000
Cox Communications
Fiber · Cable in parts of the area
2,000 / 35
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

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