402 S Barrett St, Niles, MI 49120 Property Records

Berrien County property record for 402 S Barrett St, Niles, MI 49120

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,766 sqft · built 1948
Lot Size	0.302 acres (13,155 sqft)
Owner	Individual Name on File
Last Sale	$98,500 (Apr 2019)
Tax Bill	$2,390 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-1700-0044-00-7`

Property Details

APN / Parcel Number

Primary APN	`74-1700-0044-00-7`
Alternative APN	`11-74-1700-0044-00-7`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,766 sqft Living Area
1st Floor Area	1,196 sqft
Basement Area	1,196 sqft
Unfinished Basement	1,196 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Lot Area	13,155 sqft (0.302 acres)
Lot Dimensions	125 ft deep x 105 ft wide
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	402 S BARRETT ST
City	NILES
State	MI
Zip	49120-3117
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	LOT 44 DELAHUNT ADD CITY OF NILES ALSO LOT 45 DELAHUNT ADD CITY OF NILES
Legal Subdivision	DELAHUNT ADD
Legal Lot Number	44-45
Legal Unit	44,45
Jurisdiction	BERRIEN MI
Township / Civil Division	NILES
Census Block Group	2
Census Block	2014
Census Tract	20600

Owner

402 S Barrett St is owned and occupied by an individual who bought it in April 2019.

Source: Berrien County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	402 S BARRETT ST, NILES, MI 49120-3117
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2026	Deed of Trust, Mortgage · Line of Credit UNITED FCU
Apr 5, 2019	Warranty Deed, Transfer · Conventional Mortgage UNITED FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 2019 · Amount on File
Deed Sale	Apr 5, 2019 · Amount on File
Prior Sale	Apr 5, 2019 · Amount on File
Deed Book / Page	3233 / 3354
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	402 S BARRETT ST, NILES, MI 49120-3117
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03472/3714
Date	Mar 17, 2026
Book Page	3472/3714
Instrument	2026455969

Lender

Name	UNITED FCU
Type	Credit Union
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Mar 25, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Apr 5, 2019
Property Address	402 S BARRETT ST, NILES, MI 49120-3117
Document Number	03233/3354
Book / Page	3233 / 3354
Map Reference	LB 7 PG 28
Instrument Date	Apr 1, 2019
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$847.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	402 S BARRETT ST, NILES, MI 49120-3117

Mortgage

Document Number	0032333139
Date	Apr 5, 2019
Instrument	3233/3139

Lender

Name	UNITED FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 402 S Barrett St was $2,390 with a homeowner's exemption, up 2.4% from the year before.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	Niles City
Unified School District	Niles Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$82,600 (-1.08%)	$165,200 (-1.08%)
2025	$2,390.00 (+2.4%) Homeowner's exemption	$83,500	$167,000
2024	$2,334.00
2023		$66,600	$133,200
2022	$2,137.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 402 S Barrett St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 402 S Barrett St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NILES serves 14,215 people · EPA ID MI0004740
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, Midwest Energy & Communications.

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