414 S Barrett St, Niles, MI 49120 Property Records

Berrien County property record for 414 S Barrett St, Niles, MI 49120

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,080 sqft · built 1910
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on Record
Last Sale	$145,200 (Mar 2022)
Tax Bill	$1,973 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Mar 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-1700-0046-01-8`

Property Details

APN / Parcel Number

Primary APN	`74-1700-0046-01-8`
Alternative APN	`11-74-1700-0046-01-8`

Interior

Full Baths	1 Bath
Building Area	1,080 sqft Living Area
1st Floor Area	720 sqft
Basement Area	720 sqft
Unfinished Basement	720 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	130 ft deep x 110 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	414 S BARRETT ST
City	NILES
State	MI
Zip	49120-3117
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	LOTS 46 & 47 DELAHUNT ADD CITY OF NILES
Legal Subdivision	DELAHUNT ADD
Legal Lot Number	46-47
Jurisdiction	BERRIEN MI
Township / Civil Division	NILES
Census Block Group	2
Census Block	2014
Census Tract	20600

Owner

Source: Berrien County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	414 S BARRETT ST, NILES, MI 49120-3117
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Warranty Deed, Transfer · FHA Mortgage HOME MORTGAGE CORPORATION
Mar 21, 2022	Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC
Mar 22, 2021	Warranty Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 21, 2022 · Amount on Record
Deed Sale	Mar 21, 2022 · Amount on Record
Prior Sale	Mar 22, 2021 · Amount on Record
Deed Document Number	2022347267
Deed Book / Page	3367 / 3215
Prior Transfer Date	Mar 26, 2003
Prior Transfer Doc	2366001527
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Jul 21, 2026
Property Address	414 S BARRETT ST, NILES, MI 49120-3117
Document Number	0000466198
Book / Page	3482 / 4110
Instrument Date	Jul 8, 2026
Instrument	2026466198
Transaction Type	Transfer
Record Updated	Aug 5, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$172,710.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 S BARRETT ST, NILES, MI 49120-3117

Mortgage

Document Number	0000466199,
Date	Jul 21, 2026
Instrument	2026466199

Lender

Name	HOME MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.48%
Max Rate	-1%

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Mar 21, 2022
Property Address	414 S BARRETT ST, NILES, MI 49120-3117
Document Number	03367/3215
Book / Page	3367 / 3215
Map Reference	LB 7 PG 28
Instrument Date	Mar 16, 2022
Instrument	2022347267
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	NEAR NORTH TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,091.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	532 MEADOW DR, NILES, MI 49120-3011

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 BARRETT STRET, NILES, MI 49120-3117

Mortgage

Document Number	0033673217
Date	Mar 21, 2022
Instrument	3367/3217

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Mar 22, 2021
Property Address	414 S BARRETT ST, NILES, MI 49120-3117
Document Number	003319/447
Book / Page	3319 / 447
Map Reference	LB 7 PG 28
Instrument Date	Mar 17, 2021
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$361.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	532 MEADOW DR, NILES, MI 49120-3011

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	Niles City
Unified School District	Niles Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$60,800 (-0.33%)	$121,600 (-0.33%)
2025	$1,973.00 (+2.44%) Homeowner's exemption	$61,000 (+25.26%)	$122,000 (+25.26%)
2024	$1,926.00 (+19.33%)
2023		$48,700	$97,400
2022	$1,614.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NILES serves 14,215 people · EPA ID MI0004740
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, Midwest Energy & Communications.

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