405 S Barrett St, Niles, MI 49120 Property Records

Berrien County property record for 405 S Barrett St, Niles, MI 49120

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,622 sqft · built 1930
Lot Size	0.329 acres (14,331 sqft)
Owner	Individual Name on File
Last Sale	$135,000 (Oct 2006)
Tax Bill	$2,081 (2025)
Deeds & Mortgages	May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-1700-0095-00-1`

Property Details

APN / Parcel Number

Primary APN	`74-1700-0095-00-1`
Alternative APN	`11-74-1700-0095-00-1`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,622 sqft Living Area
1st Floor Area	1,622 sqft
Basement Area	1,238 sqft
Unfinished Basement	1,238 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Lot Area	14,331 sqft (0.329 acres)
Lot Dimensions	191 ft deep x 75 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	405 S BARRETT ST
City	NILES
State	MI
Zip	49120-3116
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	LOT 95 & THE S1/2 OF LOT 96 DELAHUNT ADD CITY OF NILES
Legal Subdivision	DELAHUNT ADD
Legal Lot Number	95-96
Legal Unit	95,96
Jurisdiction	BERRIEN MI
Township / Civil Division	NILES
Census Block Group	2
Census Block	2017
Census Tract	20600

Owner

Source: Berrien County records · APN 74-1700-0095-00-1

Assessment roll updated June 5, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	405 S BARRETT ST, NILES, MI 49120-3116
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 06, 2006 · Amount on Record
Deed Sale	Oct 06, 2006 · Amount on Record
Deed Book / Page	2749 / 261
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	405 S BARRETT ST, NILES, MI 49120-3116
Transaction Type	Mortgage
Record Updated	Nov 09, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03275/3429
Date	May 21, 2020
Book Page	3275/3429

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 01, 2035

Tax Assessment & Valuation

Source: Berrien County records · Assessment roll updated June 5, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	Niles City
Unified School District	Niles Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$109,600 (+12.64%)	$219,200 (+12.64%)
2025	$2,081.00 (+11.88%)
2023		$97,300	$194,600
2022	$1,860.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Berrien County (26021C), as of September 10, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260210206002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, Midwest Energy Cooperative.

Based on FCC filings for 259 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MI0004740, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NILES serves 14,215 people
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.