402 River Bluff Rd, Elgin, IL 60120 Property Records

Kane County property record for 402 River Bluff Rd, Elgin, IL 60120 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	3 Baths
Year Built	Built 1930
Square Footage	2,626 sqft Living Area
Lot Size	18,295 sqft (0.42 acres)
Garage	Detached
Occupancy	Owner Occupied
Last Sale	$305,000 (2020)
Tax Bill	$10,219.00 (2025)

Owner

Source: Kane County records · APN 06-12-127-002

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	402 RIVER BLUFF RD, ELGIN, IL 60120-2424
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 08, 2020 · Amount on Record
Deed Sale	Oct 08, 2020 · Amount on Record
Prior Sale	Jan 22, 2016 · Amount on Record
Deed Doc Number	202059517
Record Refreshed	Sep 20, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 08, 2020
Property Address	402 RIVER BLUFF RD, ELGIN, IL 60120-2424
Document Number	0000059517
Instrument Date	Sep 01, 2020
Instrument	2020K059517
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$305.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	402 RIVER BLUFF RD, 402, ELGIN, IL 60120-2424

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4012 W NELSON ST, CHICAGO, IL 60641-5409

Mortgage

Document Number	0000059518
Date	Oct 08, 2020
Instrument	2020K059518

Lender

Name	CROSSCOUNTRY MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2050

Interest

Rate Type	Fixed Rate
Rate	2.62%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,219.00 (+15.89%) Homeowner's exemption
2024		$130,747 (+21.39%) Land $27,643 Building $103,104	$392,398 (+21.44%) Land $82,962 Building $309,436
2022	$8,818.00 (+4.38%) Homeowner's exemption	$107,705 (+6.96%) Land $22,771 Building $84,934	$323,115 (+6.96%) Land $68,313 Building $254,802
2021	$8,448.00 Homeowner's exemption	$100,696 Land $21,289 Building $79,407	$302,088 Land $63,867 Building $238,221

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`06-12-127-002`

Interior

Full Baths	3 Baths
Total Rooms	8 Rooms
Building Area	2,626 sqft Living Area
Gross Area	3,939 sqft Gross Area
Basement Area	1,313 sqft Basement
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Construction Type	Frame Construction
Lot Area	18,295 sqft (0.42 acres)
Depth X Width	137 ft x 132 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage

Location & Zoning

Street Address	402 RIVER BLUFF RD
City	ELGIN
State	IL
Zip	60120-2424
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	NORTH PARK ADDN PLAT OF A SUB OF LOT A & PART OF LOT B LOTS 1 & 2 BLOCK 2
Legal Subdivision	NORTH PARK ADDN
Legal Block	2
Legal Lot Number	1-2,A
Jurisdiction	KANE IL
Minor Civil Division	ELGIN
Census Blockgroup	6
Census Block	6003
Census Tract	850800