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481 River Bluff Rd, Elgin, IL 60120 Property Records

Kane County property record for 481 River Bluff Rd, Elgin, IL 60120 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms2 Baths
Year BuiltBuilt 1934
Square Footage2,520 sqft Living Area
Lot Size16,988 sqft (0.39 acres)
OccupancyOwner Occupied
Last Sale$335,000 (2020)
Tax Bill$11,437.00 (2025)

Property Details

APN / Parcel Number

Primary APN06-12-206-001

Interior

Bedrooms5 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Building Area2,520 sqft Living Area
Gross Area3,780 sqft Gross Area
Basement Area1,260 sqft Basement
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1934
Effective Year BuiltEffective 1934
Exterior MaterialBrick Exterior
Lot Area16,988 sqft (0.39 acres)
Depth X Width128 ft x 132 ft Depth x Width
Parking Spaces4 Parking Spaces
Garage TypeAttached Garage

Location & Zoning

Street Address481 RIVER BLUFF RD
CityELGIN
StateIL
Zip60120-2471
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionRIVERSIDE PARK ADDN LOTS 13 & 14 BLOCK 11
Legal SubdivisionRIVERSIDE PARK ADDN
Legal Block11
Legal Lot Number13,14
JurisdictionKANE IL
Minor Civil DivisionELGIN
Census Blockgroup1
Census Block1026
Census Tract850800

Owner

Source: Kane County records · APN 06-12-206-001

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address481 RIVER BLUFF RD, ELGIN, IL 60120-2471
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 07, 2020Deed, Transfer · Conventional Mortgage
STIFEL BANK & TRUST
May 07, 2020Quit Claim Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 07, 2020 · Amount on Record
Deed SaleDec 07, 2020 · Amount on Record
Prior SaleJul 16, 1998
Deed Doc Number202075753
Record RefreshedSep 20, 2026

December 2020: Deed, Transfer

Document TypeDeed
JurisdictionKANE IL
Recording DateDec 07, 2020
Property Address481 RIVER BLUFF RD, ELGIN, IL 60120-2471
Document Number0000075753
Instrument DateOct 28, 2020
Instrument2020K075753
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$335.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address481 RIVER BLUFF RD, ELGIN, IL 60120-2471

Mortgage

Document Number0000075754
DateDec 07, 2020
Instrument2020K075754
Lender
NameSTIFEL BANK & TRUST
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueNov 01, 2050
Interest
Rate TypeFixed Rate
Rate2.37%

May 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKANE IL
Recording DateMay 07, 2020
Property Address481 RIVER BLUFF RD, ELGIN, IL 60120-2471
Document Number0000023206
Instrument DateApr 30, 2020
Instrument23206
Transaction TypeTransfer
Record UpdatedJul 14, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address481 RIVER BLUFF RD ELGIN IL 601202471, ELGIN, IL 60120-2471

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$11,437.00 (+15.89%) Homeowner's exemption
2024$145,452 (+21.39%) Land $29,481 Building $115,971$436,531 (+21.44%) Land $88,478 Building $348,052
2022$9,869.00 (+4.33%) Homeowner's exemption$119,819 (+6.96%) Land $24,286 Building $95,533$359,457 (+6.96%) Land $72,858 Building $286,599
2021$9,459.00 Homeowner's exemption$112,023 Land $22,706 Building $89,317$336,069 Land $68,118 Building $267,951

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