381 River Bluff Rd, Elgin, IL 60120 Property Records

Kane County property record for 381 River Bluff Rd, Elgin, IL 60120 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1.5 Baths
Year Built	Built 1928
Square Footage	1,622 sqft Living Area
Lot Size	6,600 sqft (0.152 acres)
Occupancy	Owner Occupied
Last Sale	$155,000 (2015)
Tax Bill	$7,130.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-12-129-009`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	5 Rooms
Building Area	1,622 sqft Living Area
Gross Area	2,433 sqft Gross Area
Basement Area	811 sqft Basement
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Exterior Material	Brick Exterior
Lot Area	6,600 sqft (0.152 acres)
Depth X Width	132 ft x 50 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Attached Garage

Utilities and HVAC

Cooling System	HVAC Cooling
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	381 RIVER BLUFF RD
City	ELGIN
State	IL
Zip	60120-2421
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	NORTH PARK ADDN WEST 50 FT EAST 100 FT NORTH 132 FT SOUTH 264 FT LOT B
Legal Subdivision	NORTH PARK ADDN
Legal Block	6
Legal Lot Number	B
Jurisdiction	KANE IL
Minor Civil Division	ELGIN
Census Blockgroup	6
Census Block	6012
Census Tract	850800

Owner

Source: Kane County records · APN 06-12-129-009

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	381 RIVER BLUFF RD, ELGIN, IL 60120-2421
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 01, 2015 · Amount on Record
Deed Sale	Sep 01, 2015 · Amount on Record
Prior Sale	Oct 26, 2012 · Amount on Record
Deed Doc Number	201547640
Prior Transfer Date	Apr 02, 2002
Prior Transfer Doc	0000062014
Record Refreshed	Sep 20, 2026

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,130.00 (+15.84%) Homeowner's exemption
2024		$93,456 (+21.39%) Land $15,795 Building $77,661	$280,480 (+21.44%) Land $47,404 Building $233,076
2022	$6,155.00 (+4.57%) Homeowner's exemption	$76,987 (+6.96%) Land $13,012 Building $63,975	$230,961 (+6.96%) Land $39,036 Building $191,925
2021	$5,886.00 Homeowner's exemption	$71,977 Land $12,165 Building $59,812	$215,931 Land $36,495 Building $179,436

Flood & Wildfire

381 River Bluff Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Kane County (17089C), updated October 8, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.